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656 Vittorio Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 656 Vittorio Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,568 sqft · built 2021
Lot Size0.146 acres (6,355 sqft)
Owner2 Individual Names on File
Last Sale$210,100 (Mar 2021)
Tax Bill$3,279 (2025)
Deeds & MortgagesMar 2021 Sale & Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN26-29-23-690588-001540

Property Details

APN / Parcel Number

Primary APN26-29-23-690588-001540
Alternative APNs
  • 232926690588001540
  • 32926000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,568 sqft Living Area
Gross Area1,947 sqft
1st Floor Area1,568 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area6,355 sqft (0.146 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area379 sqft
PorchUnfinished Open Porch

Location & Zoning

Street Address656 VITTORIO DR
CityWINTER HAVEN
StateFL
Zip33884-3449
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAMAR PHASE 2A PB 176 PGS 40-42 LOT 154
Legal Range26E
Legal Township29S
Legal Section23
Legal SubdivisionVILLAMAR PHASE 2A
Legal Block4
Legal Lot Number154
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group4
Census Block4029
Census Tract14501

Owner

656 Vittorio Dr is owned and occupied by two individuals who bought it in March 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address656 VITTORIO DR, WINTER HAVEN, FL 33884-3449
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 12, 2021Special Warranty Deed, Transfer · FHA Mortgage
HOME SOLUTION LENDERS INC
Sep 29, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 12, 2021 · Amount on File
Deed SaleMar 12, 2021 · Amount on File
Prior SaleSep 29, 2020 · Amount on File
Deed Document Number202163734
Deed Book / Page11619 / 2202
Prior Transfer DateSep 25, 2020
Prior Transfer Doc0000202776
Record UpdatedOct 29, 2026

March 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPOLK FL
Recording DateMar 12, 2021
Property Address656 VITTORIO DR, WINTER HAVEN, FL 33884-3449
Document Number0000063734
Book / Page11619 / 2202
Map ReferenceMB 176 PG 40
Instrument DateMar 5, 2021
Instrument2021063734
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,470.70
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 VITTORIO DR, WINTER HAVEN, FL 33884-3449

Mortgage

Document Number0116192204
DateMar 12, 2021
Instrument11619/2204
Lender
NameHOME SOLUTION LENDERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

September 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPOLK FL
Recording DateSep 29, 2020
Property Address656 VITTORIO DR, WINTER HAVEN, FL 33884-3449
Document Number0113912232
Book / Page011391 / 002232
Instrument DateSep 25, 2020
Instrument202776
Transaction TypeTransfer
Record UpdatedDec 4, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$256.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3020 S FLORIDA AVE #101 LAKELAND FL 338034058, 101, LAKELAND, FL 33803-4058

Tax Assessment & Valuation

The 2025 property tax bill for 656 Vittorio Dr was $3,279 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$217,992 (-0.4%) Land $50,000 Building $167,992$217,992 (-0.4%) Land $50,000 Building $167,992
2025$3,279.00 Homeowner's exemption$218,860 Land $50,000 Building $168,860$218,860 Land $50,000 Building $168,860
2023$5,314.00 (+1.78%) Homeowner's exemption$215,130 (+3%)$235,417 (+12.71%) Land $48,000 Building $187,417
2022$5,221.00 Homeowner's exemption$208,864 Land $40,000 Building $168,864$208,864 Land $40,000 Building $168,864

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 656 Vittorio Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 97 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies97 in force
Nearby Flood Claims8 (2004–2022)
Claims Outside the SFHA4 of 8
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Frances, Sep 2004 · 2 claims
  • Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 Vittorio Dr is high, ranking above 77% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 64% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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