656 Villa Ct, Clermont, FL 34711 Property Records

Lake County property record for 656 Villa Ct, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	1 bd · 2 ba · 1,145 sqft · built 1998
Lot Size	0.08 acres (3,500 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Dec 2018)
Tax Bill	$1,723 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-22-26-1900-000-04800`

Property Details

APN / Parcel Number

Primary APN	`19-22-26-1900-000-04800`
Alternative APNs	`262219190000004800` `3776106`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Stories	1 Story
Building Area	1,145 sqft Living Area
Gross Area	1,490 sqft
1st Floor Area	1,040 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	3,500 sqft (0.08 acres)
Garage Type	Attached
Garage Area	345 sqft
Parking Spaces	1 Parking Space
Porch	Florida Room
Porch Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3776106
Street Address	656 VILLA CT
City	CLERMONT
State	FL
Zip	34711-2443
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	CLERMONT SOUTHERN VILLAS SUB LOT 48 PB 38 PGS 91-92 ORB 5211 PG 2167
Legal Range	26E
Legal Township	22S
Legal Section	19
Legal Subdivision	CLERMONT SOUTHERN VILLAS SUB
Legal Tract	1900
Legal Lot Number	48
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1004
Census Tract	31312

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	656 VILLA CT, CLERMONT, FL 34711-2443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · Conventional with PMI UNION HM MTG CORP
Dec 17, 2018	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2018 · Amount on Record
Deed Sale	Dec 17, 2018 · Amount on Record
Prior Sale	Jan 8, 2008 · Amount on Record
Deed Document Number	2018144803
Deed Book / Page	5211 / 2167
Prior Transfer Date	Apr 13, 2016
Prior Transfer Doc	0047690823
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE FL
Property Address	656 VILLA CT, CLERMONT, FL 34711-2443
Document Number	0054541538
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 29, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 VILLA CT CLERMONT FL 347112443, CLERMONT, FL 34711-2443

Mortgage

Document Number	0054541538
Date	Apr 13, 2020
Book Page	005454/001538
Instrument	42975

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 12, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE FL
Recording Date	Dec 17, 2018
Property Address	656 VILLA CT, CLERMONT, FL 34711-2443
Document Number	0052112167
Book / Page	5211 / 2167
Map Reference	MB 38 PG 91&92
Instrument Date	Dec 13, 2018
Instrument	2018144803
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	NORTH AMERICAN TITFE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	614 E HIGHWAY 50, 614, CLERMONT, FL 34711-3164

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 VILLA CT, CLERMONT, FL 34711-2443

Mortgage

Document Number	2018144804
Date	Dec 17, 2018
Instrument	2018144804

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Clermont City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$150,340 (+2.9%)	$214,058 (-) Land $78,750 Building $135,308
2025		$146,110 (+5.98%) Land $78,750 Building $67,360	$214,058 (+2.18%) Land $78,750 Building $135,308
2024	$1,723.00 (+2.74%)
2023	$1,677.00 (+3.84%) Homeowner's exemption	$137,870 (+3%)	$209,496 (+20.06%) Land $78,750 Building $130,746
2022	$1,615.00 Homeowner's exemption	$133,860	$174,496 Land $43,750 Building $130,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Xfinity.

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