Polk County property record for 656 Trotters Dr, Eagle Lake, FL 33839
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 2023 |
| Lot Size | 0.126 acres (5,502 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $408,700 (Sep 2023) |
| Tax Bill | $3,391 (2025) |
| Deeds & Mortgages | Sep 2023 Sale Sep 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-18-689953-000630 |
| Primary APN | 26-29-18-689953-000630 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 1,960 sqft |
| 1st Floor Area | 1,560 sqft |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,502 sqft (0.126 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 36 sqft |
| Street Address | 656 TROTTERS DR |
|---|---|
| City | EAGLE LAKE |
| State | FL |
| Zip | 33839-3543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RANCHES AT LAKE MCLEOD I PB 193 PGS 32-36 LOT 63 |
| Legal Subdivision | RANCHES AT LAKE MCLEOD I |
| Legal Block | 2 |
| Legal Lot Number | 63 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2065 |
| Census Tract | 14600 |
Source: Polk County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1214 BATELEUR LN, FORT COLLINS, CO 80524-3777 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 28, 2023 | Special Warranty Deed, Subdivision Related Transfer LENNAR TITLE INC |
| Sep 19, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Sep 14, 2023 | Special Warranty Deed, Subdivision Related Transfer · VA Mortgage LENNAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Prior Sale | Sep 14, 2023 · Amount on Record |
| Deed Document Number | 2023227386 |
| Deed Book / Page | 12851 / 1709 |
| Prior Transfer Date | Sep 11, 2023 |
| Prior Transfer Doc | 0000220712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 28, 2023 |
| Property Address | 656 TROTTERS DR, EAGLE LAKE, FL 33839-3543 |
| Document Number | 0000227386 |
| Book / Page | 12851 / 1709 |
| Map Reference | MB 193 PG 32 |
| Instrument Date | Sep 18, 2023 |
| Instrument | 2023227386 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,860.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD # BLVD5TH, BLVD5TH, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Address | 1214 BATELEUR LN, FORT COLLINS, CO 80524-3777 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 19, 2023 |
| Property Address | 656 TROTTERS DR, EAGLE LAKE, FL 33839-3543 |
| Document Number | 0000220712 |
| Book / Page | 12842 / 1775 |
| Map Reference | MB 13 PG 32 |
| Instrument Date | Sep 11, 2023 |
| Instrument | 2023220712 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 656 TROTTERS DR, EAGLE LAKE, FL 33839-3543 |
| Name | Verified Name |
|---|---|
| Address | 656 TROTTERS DR, EAGLE LAKE, FL 33839-3543 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 14, 2023 |
| Property Address | 656 TROTTERS DR, EAGLE LAKE, FL 33839-3543 |
| Document Number | 0000216666 |
| Book / Page | 12837 / 308 |
| Map Reference | MB 193 PG 32 |
| Instrument Date | Aug 31, 2023 |
| Instrument | 2023216666 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,055.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6675 WESTWOOD BLVD, ORLANDO, FL 32821-8061 |
| Name | Verified Name |
|---|---|
| Address | 656 TROTTERS DR, EAGLE LAKE, FL 33839-3543 |
| Document Number | 0012837312 |
|---|---|
| Date | Sep 14, 2023 |
| Instrument | 12837/312 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2053 |
Source: Polk County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Eagle Lake City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,391.00 (-42.58%) | $215,459 (+348.87%) Land $50,000 Building $165,459 | $215,459 (+348.87%) Land $50,000 Building $165,459 |
| 2024 | $5,906.00 (+95.56%) | ||
| 2023 | $3,020.00 (+1,147.93%) | $48,000 (+298.27%) Land $48,000 | $48,000 (+298.27%) Land $48,000 |
| 2022 | $242.00 | $12,052 Land $12,052 | $12,052 Land $12,052 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 64% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EAGLE LAKE serves 2,600 people · EPA ID FL6530492 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 3 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Hotwire Communications Fiber | 5,000 / 5,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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