656 Thyme Way, San Ramon, CA 94582 Property Records

Contra Costa County property record for 656 Thyme Way, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,664 sqft · built 2018
Lot Size	0.077 acres (3,341 sqft)
Owner	2 Company Names on Record
Last Sale	$1,301,500 (Jun 2019)
Tax Bill	$18,965 (2025)
Deeds & Mortgages	Oct 2026 Transfer Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`222-820-029-7`

Property Details

APN / Parcel Number

Primary APN	`222-820-029-7`
Alternative APN	`222-820-029`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,664 sqft Living Area
1st Floor Area	1,078 sqft
2nd Floor Area	1,586 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Architectural Style	Cluster
Lot Area	3,341 sqft (0.077 acres)
Garage Type	Attached
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	656 THYME WAY
City	SAN RAMON
State	CA
Zip	94582-5099
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T9299 L29
Legal Subdivision	SUBDIVISION 9299
Legal Tract	9299
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4031
Census Tract	345112

Owner

Source: Contra Costa County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	656 THYME WAY, SAN RAMON, CA 94582-5099
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CU
Jul 3, 2020	Deed of Trust, Mortgage TRAVIS CU
Jun 24, 2019	Grant Deed, Subdivision Related Transfer · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on Record
Deed Sale	Jun 24, 2019 · Amount on Record
Deed Document Number	201995874
Last Transfer Date	Aug 11, 2026
Transfer Doc	0000110649
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 14, 2026
Property Address	656 THYME WAY, SAN RAMON, CA 94582-5099
Document Number	0000110649
Instrument Date	Aug 11, 2026
Instrument	2026110649
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	656 THYME WAY, SAN RAMON, CA 94582-5099

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	656 THYME WAY, SAN RAMON, CA 94582-5099
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 THYME WAY, SAN RAMON, CA 94582-5099

Mortgage

Document Number	0000017233
Date	Jan 28, 2022
Instrument	2022-017233

Lender

Name	TRAVIS CU
Type	Credit Union
Address	VACAVILLE, CA 95687

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Feb 1, 2037
Min Rate At Change	3%
Max Rate At Change	8.5%
Index	10-Year TN
Max Rate	8.5%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	656 THYME WAY, SAN RAMON, CA 94582-5099
Document Number	0000141100
Instrument Date	Jul 3, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	OLD REPUBLIC TITLE COMPANY BERKELEY, OLD REPUBLIC TITLE CO BERKELEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	656 THYME WAY SAN RAMON CA 945825099, SAN RAMON, CA 94582-5099

Mortgage

Document Number	0000141100
Date	Jul 15, 2020
Instrument	141100

Lender

Name	TRAVIS CU
Address	1 TRAVIS WAY, VACAVILLE, CA 95687-3276

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

June 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 24, 2019
Property Address	656 THYME WAY, SAN RAMON, CA 94582-5099
Document Number	0000095874
Instrument Date	Apr 15, 2019
Instrument	95874
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 3, 2019
Title Company	WESTMINSTER TITLE COMPANY INC, WESTMINSTER TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,431.65
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	656 THYME WAY SAN RAMON CA 94582, SAN RAMON, CA 94582

Mortgage

Document Number	95876
Date	Jun 24, 2019
Instrument	95876

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	95875,
Date	Jun 24, 2019
Instrument	95875

Lender

Name	BANK OF THE WEST
Type	Bank
Address	13505 CALIFORNIA ST, OMAHA, NE 68154-5247

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 23, 2049

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,480,652 (+2%) Land $910,261 Building $570,391
2025	$18,965.00 (+4.07%)	$1,451,620 (+4.04%) Land $892,413 Building $559,207
2023	$18,223.00 (+1.3%)	$1,395,254 Land $857,760 Building $537,494
2022	$17,990.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 534 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sail Internet.

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