656 Telford Ln, Ramona, CA 92065 Property Records

San Diego County property record for 656 Telford Ln, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1986
Lot Size	2.11 acres (91,912 sqft)
Owner	Individual Name on Record
Last Sale	$730,000 (Jul 2022)
Tax Bill	$8,240 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Oct 2021 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`284-020-22-00`

Property Details

APN / Parcel Number

Primary APN	`284-020-22-00`
Alternative APN	`2840101100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	91,912 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace
Sewer	Septic

Location & Zoning

Old Parcel Number	2840101100
Street Address	656 TELFORD LN
City	RAMONA
State	CA
Zip	92065-2938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 393 /EXC SLY 400 FT THF/ WLY 400 FT OF NW 1/4 OF TR 000643
Legal Subdivision	RAMONA
Legal Tract	000643
Legal Block	393
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2010
Census Tract	20813

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	656 TELFORD LN, RAMONA, CA 92065-2938
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Grant Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC
Oct 22, 2021	Trustee's Deed, Foreclosure ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2022 · Amount on Record
Deed Sale	Jul 22, 2022 · Amount on Record
Prior Sale	Oct 22, 2021 · Amount on Record
Deed Document Number	2022302968
Prior Transfer Date	Dec 4, 2002
Prior Transfer Doc	0000029155
Record Updated	Sep 20, 2026

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 22, 2022
Property Address	656 TELFORD LN, RAMONA, CA 92065-2938
Document Number	0000302968
Map Reference	MAP 643
Instrument Date	Jul 1, 2022
Instrument	2022-0302968
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 TELFORD LN, RAMONA, CA 92065-2938

Mortgage

Document Number	0000302969
Date	Jul 22, 2022
Instrument	2022-0302969

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

October 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 22, 2021
Property Address	656 TELFORD LN, RAMONA, CA 92065-2938
Document Number	0000737598
Map Reference	MAP 643
Instrument Date	Oct 19, 2021
Instrument	2021-0737598
Transaction Type	Foreclosure
Record Updated	Nov 3, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1590 S COAST HWY STE 16, 16, LAGUNA BEACH, CA 92651-3257

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$774,681 (+2%) Land $424,483 Building $350,198
2025	$8,240.00 (+13.7%) Homeowner's exemption	$759,492 (+10.23%) Land $416,160 Building $343,332
2023	$7,247.00 (+43.5%) Homeowner's exemption	$689,000 Land $377,000 Building $312,000
2022	$5,050.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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