656 Summit St, Joliet, IL 60435 Property Records

Will County property record for 656 Summit St, Joliet, IL 60435 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1 ba · 672 sqft · built 1914
Lot Size	0.12 acres (5,412 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Sep 2025)
Tax Bill	$2,923 (2025)
Deeds & Mortgages	Sep 2025 Sale & Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`30-07-09-212-005`

Property Details

APN / Parcel Number

Primary APN	`30-07-09-212-005`
Alternative APN	`07092120050000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft
Gross Area	864 sqft
Basement Area	672 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,412 sqft (0.12 acres)
Lot Dimensions	132 ft deep x 33 ft wide

Location & Zoning

Street Address	656 SUMMIT ST
City	JOLIET
State	IL
Zip	60435-6360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE N 1/2 OF LOT 11 IN BLK 22, IN NORTH OF THE CITY OF JOLIET, BEING A SUB OF PRT OF THE W1/2 OF THE NE1/4 OF SEC 9, T35N-R10
Legal Range	10E
Legal Township	35N
Legal Section	09
Legal Subdivision	NORTH JOLIET
Legal Block	22
Legal Lot Number	11
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	1
Census Block	1011
Census Tract	881900

Owner

Source: Will County records · APN 30-07-09-212-005

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	618 MEEKER AVE, 2, JOLIET, IL 60432-1773
Owner Type	Individual
Vesting	Married Woman, Separate Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2025 · Amount on Record
Deed Sale	Sep 29, 2025 · Amount on Record
Prior Sale	Jan 04, 2013 · Amount on Record
Deed Document Number	202554263
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Sep 29, 2025
Property Address	656 SUMMIT ST, JOLIET, IL 60435-6360
Document Number	0000054263
Instrument Date	Sep 11, 2025
Instrument	R2025054263
Transaction Type	Transfer
Record Updated	Oct 14, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	228 N HICKORY ST, JOLIET, IL 60435-7114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 SUMMIT ST, JOLIET, IL 60435-6360

Mortgage

Document Number	0000054265
Date	Sep 29, 2025
Instrument	R2025054265

Lender

Name	NEIGHBORS BANK
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 01, 2035

Interest

Rate Type	Fixed Rate
Rate	9.62%

Tax Assessment & Valuation

Source: Will County records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,923.00 (+4.8%)
2024	$2,789.00 (+12.82%)	$33,309 (+24.42%) Land $7,210 Building $26,099	$99,927 (+24.42%) Land $21,630 Building $78,297
2022	$2,472.00	$26,771 Land $5,795 Building $20,976	$80,313 Land $17,385 Building $62,928

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Will County (17197C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171978819001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1986)
Most Recent Claim	Sep 1986, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T, Verizon, Bertram Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.