656 Stepher Ct, Grand Junction, CO 81507 Property Records

Mesa County property record for 656 Stepher Ct, Grand Junction, CO 81507

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.75 ba · 2,376 sqft · built 2003
Lot Size	0.36 acres (15,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$955,000 (Jul 2025)
Tax Bill	$3,891 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2947-152-39-003`

Property Details

APN / Parcel Number

Primary APN	`2947-152-39-003`
Alternative APN	`R073263`

Interior

Bedrooms	4 Beds
Full Baths	3.75 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,376 sqft Living Area
Gross Area	3,310 sqft
1st Floor Area	2,376 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	934 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	224 sqft
Patio Area	1,038 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R073263
Street Address	656 STEPHER CT
City	GRAND JUNCTION
State	CO
Zip	81507-8777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 1 INDEPENDENCE HEIGHTS SEC 15 11S 101W & AN UND INT IN TRACTS - 0.36AC
Legal Range	101
Legal Township	11S
Legal Section	15
Legal Subdivision	INDEPENDENCE HEIGHTS
Legal Block	1
Legal Lot Number	2
Jurisdiction	MESA CO
Township / Civil Division	GRAND JUNCTION
Census Block Group	3
Census Block	3029
Census Tract	1402

Owner

Source: Mesa County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	656 STEPHER CT, GRAND JUNCTION, CO 81507-8777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on Record
Deed Sale	Jul 25, 2025 · Amount on Record
Prior Sale	Apr 20, 2018 · Amount on Record
Deed Document Number	20253132479
Prior Transfer Date	Mar 18, 2008
Prior Transfer Doc	0002431410
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MESA CO
Recording Date	Apr 20, 2018
Property Address	656 STEPHER CT, GRAND JUNCTION, CO 81507-8777
Document Number	0002837834
Instrument Date	Apr 19, 2018
Instrument	2837834
Transaction Type	Transfer
Record Updated	May 16, 2018
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$55.05
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	656 STEPHER CT GRAND JUNCTION CO 815078777, GRAND JUNCTION, CO 81507-8777

Mortgage

Document Number	2837835
Date	Apr 20, 2018
Instrument	2837835

Lender

Name	CLAUDIA E GILLUM DESCENDA (CT)
Address	FORT COLLINS, CO 80528

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 19, 2048

Tax Assessment & Valuation

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Municipality	Grand Junction City
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,891.00 (+0.78%)	$54,990 (+9.04%) Land $12,560 Building $42,430	$879,890 (+16.9%) Land $201,000 Building $678,890
2024	$3,861.00 (+7.61%)	$50,430 (-) Land $12,490 Building $37,940
2023	$3,588.00 (+32.84%)	$50,430 (+30.89%) Land $12,490 Building $37,940	$752,680 (+35.77%) Land $186,380 Building $566,300
2022	$2,701.00	$38,530 Land $6,950 Building $31,580
2021			$554,370 Land $100,000 Building $454,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UTE WCD serves 92,580 people · EPA ID CO0139791
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20