Jackson County property record for 656 Spruce Rd, Graceville, FL 32440
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,484 sqft · built 1947 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $888 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-6N-13-0000-0130-0020 |
| Primary APN | 16-6N-13-0000-0130-0020 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,484 sqft Living Area |
| Gross Area | 2,172 sqft |
| 1st Floor Area | 1,484 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Carport |
| Garage Area | 216 sqft |
| Carport | Carport |
| Carport Area | 216 sqft |
| Porch | Slab |
| Deck Area | 352 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Sewer | Septic |
| Water Source | Cistern |
| Street Address | 656 SPRUCE RD |
|---|---|
| City | GRACEVILLE |
| State | FL |
| Zip | 32440-4252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 610 P 917,919 COMM AT SWC OF NE1/4 OF SW1/4, RUN N 26* E 430.89 FT TO N RTWY HWY 277 TO BEGIN, RUN N 160.84 FT, N 74* E 113.16 FT, S 40* E 231.97 FT TO N RTWY HWY 277, S 86* W ALONG RTWY 256.57 FT TO POB. OR 1585 P 101 |
| Legal Range | 13W |
| Legal Township | 06N |
| Legal Section | 16 |
| Legal Block | 20 |
| Legal Lot Number | 130 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | GRACEVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 210301 |
656 Spruce Rd is owned by a company that acquired it in September 2018.
Source: Jackson County records, as of September 28, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 658 SPRUCE RD, GRACEVILLE, FL 32440-4252 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 10, 2018 |
| Transfer Doc | 0015850101 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 656 Spruce Rd was $888, up 5.2% from the year before.
Source: Jackson County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $888.00 (+5.21%) | $71,546 (-) Land $6,375 Building $65,171 | $71,546 (-) Land $6,375 Building $65,171 |
| 2024 | $844.00 (+9.33%) | $71,546 (+4.06%) Land $6,375 Building $65,171 | $71,546 (+4.06%) Land $6,375 Building $65,171 |
| 2023 | $772.00 (+22.35%) | $68,756 (+22.19%) Land $6,375 Building $62,381 | $68,756 (+22.19%) Land $6,375 Building $62,381 |
| 2022 | $631.00 | $56,268 Land $6,000 Building $50,268 | $56,268 Land $6,000 Building $50,268 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 656 Spruce Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 656 Spruce Rd is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
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