656 Spokane St, Reno, NV 89512 Property Records

Washoe County property record for 656 Spokane St, Reno, NV 89512

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 784 sqft · built 1907
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Company Names on Record
Last Sale	$310,000 (Mar 2023)
Tax Bill	$469 (2023)
Deeds & Mortgages	Jan 2025 Mortgage Apr 2021 Mortgage + 9 more
Flood Zone	Zone X (minimal risk)
APN	`008-195-16`

Property Details

APN / Parcel Number

Primary APN	`008-195-16`
Alternative APN	`13669`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	784 sqft Living Area
Gross Area	962 sqft
1st Floor Area	784 sqft
Basement Area	100 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Exterior Material	Combination
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Garage Type	Detached
Garage Area	180 sqft
Porch	Covered Concrete/Masonry Porch
Porch Area	156 sqft

Utilities, Heating & Cooling

Heating System	Wood Furnace
Heating Fuel	Wood
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	656 SPOKANE ST
City	RENO
State	NV
Zip	89512-3532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU
Legal Description	LEETE SYNDICATE ADD LOT 14 & 15 BLK 11
Legal Range	19E
Legal Township	19N
Legal Section	1
Legal Subdivision	LEETE SYNDICATE ADDITION
Legal Block	11
Legal Lot Number	14,15
Jurisdiction	WASHOE NV
Township / Civil Division	RENO NORTH
Census Block Group	1
Census Block	1009
Census Tract	105

Owner

Source: Washoe County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7718 BARNSDALE RD, RENO, NV 89511-2023
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2025	Deed of Trust, Mortgage · Commercial Mortgage TRUCKEE MEADOWS CAPITAL LLC
Apr 9, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Apr 2, 2026	Bargain and Sale Deed, Transfer · Conventional Mortgage STEWART TITLE
Apr 10, 2026	Bargain and Sale Deed, Transfer NONE LISTED ON DOCUMENT
Mar 23, 2023	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE RENO
Mar 23, 2023	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE RENO
Mar 23, 2023	Bargain and Sale Deed, Transfer · Stand-Alone First Mortgage TRUCKEE MEADOWS CAPITAL LLC
Feb 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 30, 2019	Bargain and Sale Deed, Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE
Sep 15, 2017	Grant Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023 · Amount on Record
Deed Sale	Mar 23, 2023 · Amount on Record
Prior Sale	Jan 30, 2019 · Amount on Record
Deed Document Number	20235369574
Prior Transfer Date	Mar 20, 2023
Prior Transfer Doc	0005369575
Record Updated	Oct 29, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	656 SPOKANE ST, RENO, NV 89512-3532
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7718 BARNSDALE RD, RENO, NV 89511-2023

Mortgage

Document Number	0005515588
Date	Jan 29, 2025
Instrument	5515588

Lender

Name	TRUCKEE MEADOWS CAPITAL LLC
Type	Non-Lending Institution
Address	RENO, NV 89511

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	656 SPOKANE ST, RENO, NV 89512-3532
Transaction Type	Mortgage
Record Updated	Apr 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005164027
Date	Apr 9, 2021
Instrument	5164027

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Mar 1, 2050

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	656 SPOKANE ST, RENO, NV 89512-3532
Transaction Type	Mortgage
Record Updated	Apr 22, 2026
Title Company	FIRST CENTENNIAL - RENO, FIRST CENTENNIAL RENO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7718 BARNSDALE RD, RENO, NV 89511-2023

Mortgage

Document Number	0005507257
Date	Dec 26, 2024
Instrument	5507257

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Apr 2, 2026
Property Address	656 SPOKANE ST, RENO, NV 89512-3532
Document Number	0005612711
Instrument Date	Apr 2, 2026
Instrument	20265612711
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7718 BARNSDALE RD, RENO, NV 89511-2023
Investor	Possibly a Property Investor

Mortgage

Document Number	0005612712,
Date	Apr 2, 2026
Instrument	20265612712

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Apr 10, 2026
Property Address	656 SPOKANE ST, RENO, NV 89512-3532
Document Number	0005614298
Instrument Date	Apr 2, 2026
Instrument	20265614298
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	7718 BARNSDALE RD, RENO, NV 89511-2023

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Mar 23, 2023
Property Address	656 SPOKANE ST, RENO, NV 89512-3532
Document Number	0005369575
Map Reference	FILE 1123
Instrument Date	Mar 20, 2023
Instrument	5369575
Transaction Type	Transfer
Record Updated	Jan 24, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE RENO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7718 BARNSDALE RD, RENO, NV 89511-2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7718 BARNSDALE RD, RENO, NV 89511-2023

March 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHOE NV
Recording Date	Mar 23, 2023
Property Address	656 SPOKANE ST, RENO, NV 89512-3532
Document Number	0005369577
Map Reference	FILE 1123
Instrument Date	Mar 20, 2023
Instrument	5369577
Transaction Type	Transfer
Record Updated	Apr 5, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE RENO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7718 BARNSDALE RD, RENO, NV 89511-2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7718 BARNSDALE RD, RENO, NV 89511-2023

March 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Mar 23, 2023
Property Address	656 SPOKANE ST, RENO, NV 89512-3532
Document Number	0005369574
Map Reference	FILE 1123
Instrument Date	Mar 14, 2023
Instrument	5369574
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE RENO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,271.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8795 POPLAR DR, GILROY, CA 95020-7449

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7718 BARNSDALE RD, RENO, NV 89511-2023

Mortgage

Document Number	0005369576
Date	Mar 23, 2023
Instrument	5369576

Lender

Name	TRUCKEE MEADOWS CAPITAL LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	656 SPOKANE ST, RENO, NV 89512-3532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005003460
Date	Feb 24, 2020
Instrument	5003460

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

January 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Jan 30, 2019
Property Address	656 SPOKANE ST, RENO, NV 89512-3532
Document Number	0004884457
Map Reference	FILE 1123 MAP 58
Instrument Date	Jan 30, 2019
Instrument	4884457
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	SIGNATURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$922.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2342 SILVER RIDGE DR, 2342, RENO, NV 89509-5071

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 SPOKANE ST, RENO, NV 89512-3532

Mortgage

Document Number	0004884458
Date	Jan 30, 2019
Instrument	4884458

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WASHOE NV
Recording Date	Sep 15, 2017
Property Address	656 SPOKANE ST, RENO, NV 89512-3532
Document Number	0004744554
Instrument Date	Sep 12, 2017
Instrument	4744554
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Tax	$336.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2342 SILVER RIDGE DR RENO NV 895095071, RENO, NV 89509-5071

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,545 (+3.55%) Land $30,100 Building $11,445
2025		$40,119 (+6.68%) Land $28,735 Building $11,384	$114,627 (+6.68%) Land $82,100 Building $32,527
2023	$469.00	$37,608 Land $27,230 Building $10,378	$107,451 (+75.76%) Land $77,800 Building $29,651
2021			$61,135 Land $35,000 Building $26,135

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Nevada
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Hot Spot Broadband Fixed Wireless	100 / 50
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20

May also be available: AT&T.

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