Kerr County property record for 656 Spicer Loop, Kerrville, TX 78028
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,074 sqft · built 1984 |
| Lot Size | 15 acres (653,836 sqft) |
| Owner | Company Name on Record |
| Last Sale | $127,500 (Apr 2017) |
| Tax Bill | $4,010 (2025) |
| Deeds & Mortgages | Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6342-0000-075000 |
| Primary APN | 6342-0000-075000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,074 sqft Living Area |
| Gross Area | 5,225 sqft |
| 1st Floor Area | 2,074 sqft |
| Flooring | Tile |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 653,836 sqft (15 acres) |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 610 sqft |
| Shed | 1 Shed |
| Shed Area | 480 sqft |
| Storage Building | 64 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 6342-0000-075000 |
|---|---|
| Street Address | 656 SPICER LOOP |
| City | KERRVILLE |
| State | TX |
| Zip | 78028-8856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SPICER RCH 2 LOT 75 ACRES 15.01 |
| Legal Subdivision | SPICER RCH 2 |
| Legal Tract | 75 |
| Legal Lot Number | 75 |
| Jurisdiction | KERR TX |
| Township / Civil Division | INGRAM |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 960301 |
Source: Kerr County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 656 SPICER LOOP, KERRVILLE, TX 78028-8856 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2017 · Amount on Record |
| Deed Sale | Apr 21, 2017 · Amount on Record |
| Prior Sale | Jul 10, 2014 |
| Deed Document Number | 20172668 |
| Prior Transfer Date | Jun 8, 2009 |
| Prior Transfer Doc | 1738/0563 |
| Record Updated | Jun 8, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | KERR TX |
| Recording Date | Apr 21, 2017 |
| Property Address | 656 SPICER LOOP, KERRVILLE, TX 78028-8856 |
| Document Number | 0017002668 |
| Map Reference | VOL 3 PG 73 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 17-002668 |
| Transaction Type | Transfer |
| Record Updated | Dec 23, 2022 |
| Title Company | KERRVILLE TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1560 BLEDDWAY, 1560, DEHVEY, CO 30202 |
| Name | Verified Name |
|---|---|
| Address | 656 SPICER LOOP, KERRVILLE, TX 78028-8856 |
| Document Number | 0017002669 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 17-002669 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kerr County assessment roll, as of October 30, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Kerr County |
| Unified School District | Kerrville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,010.00 (+255.81%) Homeowner's exemption Senior Citizen's exemption | $311,199 (+8.43%) Land $46,531 Building $264,668 | $311,199 (+8.43%) Land $46,531 Building $264,668 |
| 2024 | $1,127.00 (-37.46%) | ||
| 2023 | $1,802.00 Homeowner's exemption Senior Citizen's exemption | $287,014 Land $46,531 Building $240,483 | $287,014 Land $46,531 Building $240,483 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1985–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jul 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 43% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| BEC Fiber Fiber | 1,000 / 1,000 |
| VTX Communications Fixed Wireless | 940 / 940 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hill Country Telecommunications.
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