Ross County property record for 656 Spencer Rd, Kingston, OH 45644
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,168 sqft · built 1985 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,988 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-02-08-044.000 |
| Primary APN | 04-02-08-044.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,168 sqft Living Area |
| Gross Area | 5,402 sqft |
| 1st Floor Area | 2,168 sqft |
| Basement Area | 2,168 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Other |
| Lot Area | 87,120 sqft (2 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 870 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 020804 |
|---|---|
| Street Address | 656 SPENCER RD |
| City | KINGSTON |
| State | OH |
| Zip | 45644-9516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 656 SPENCER RD RES 2.00 2-8-44 |
| Jurisdiction | ROSS OH |
| Township / Civil Division | COLERAIN |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 955500 |
656 Spencer Rd is owned and occupied by two individuals who acquired it in March 2008.
Source: Ross County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 656 SPENCER RD, KINGSTON, OH 45644-9516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Mar 3, 2008 |
| Transfer Doc | 0003610124 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 656 Spencer Rd was $2,988, up 6.8% from the year before.
Source: Ross County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ross County |
| County Subdivision | Colerain Township |
| Unified School District | Zane Trace Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,988.00 (+6.83%) | $97,320 (+19.48%) Land $8,710 Building $88,610 | $278,060 (+19.5%) Land $24,890 Building $253,170 |
| 2024 | $2,797.00 (-1.89%) | $81,450 (-) Land $7,050 Building $74,400 | $232,690 Land $20,130 Building $212,560 |
| 2023 | $2,851.00 (-0.28%) Homeowner's exemption | $81,450 (-) Land $7,050 Building $74,400 | |
| 2022 | $2,859.00 Homeowner's exemption | $81,450 Land $7,050 Building $74,400 | $232,690 Land $20,130 Building $212,560 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 656 Spencer Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 656 Spencer Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROSS COUNTY WATER CO INC private · serves 35,345 people · EPA ID OH7101412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Glo Fiber DSL | 25 / 5 |
| Point Broadband Fixed Wireless | 10 / 1 |
May also be available: AT&T, Verizon.
5G (outdoors only) and 4G LTE
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