656 SHADOW MOUNTAIN DR PRESCOTT AZ 863015720, PRESCOTT, AZ 86301-5720
Mortgage
Document Number
0000020658
Date
Apr 15, 2020
Instrument
20658
Lender
Name
JP MORGAN CHASE BK
Type
Bank
Address
COLUMBUS, OH 43240
Agreement
Type
Line of Credit
Amount
Amount on Record
Term
360 Months
Due
Apr 14, 2050
Interest
Rate Type
Adjustable Rate
October 2018: Quit Claim Deed, Transfer
Document Type
Quit Claim Deed
Jurisdiction
YAVAPAI AZ
Recording Date
Oct 5, 2018
Property Address
656 SHADOW MOUNTAIN DR, PRESCOTT, AZ 86301-5720
Document Number
0000051868
Instrument Date
Sep 24, 2018
Instrument
51868
Transaction Type
Transfer
Record Updated
Oct 23, 2018
Title Company
EMPIRE W TITLE AGENCY
Transaction
Tax
$0.00
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Personal Trust
Address
656 SHADOW MOUNTAIN DR PRESCOTT AZ 863015720, PRESCOTT, AZ 86301-5720
October 2018: Quit Claim Deed, Mortgage
Document Type
Quit Claim Deed
Jurisdiction
YAVAPAI AZ
Recording Date
Oct 5, 2018
Property Address
656 SHADOW MOUNTAIN DR, PRESCOTT, AZ 86301-5720
Document Number
0000051866
Instrument Date
Sep 24, 2018
Instrument
51866
Transaction Type
Mortgage
Record Updated
Oct 24, 2018
Title Company
EMPIRE W TITLE AGENCY-PRESCOTT
Transaction
Tax
$0.00
Additional
Quitclaim
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Husband and Wife
Address
656 SHADOW MOUNTAIN DR PRESCOTT AZ 863015720, PRESCOTT, AZ 86301-5720
Mortgage
Document Number
51867
Date
Oct 5, 2018
Instrument
51867
Lender
Name
FOOTHILLS BK
Type
Bank
Address
PRESCOTT, AZ 86301
Agreement
Type
Line of Credit
Amount
Amount on Record
Interest
Rate Type
Adjustable Rate
May 2018: Warranty Deed, Transfer
Document Type
Warranty Deed
Jurisdiction
YAVAPAI AZ
Recording Date
May 18, 2018
Property Address
656 SHADOW MOUNTAIN DR, PRESCOTT, AZ 86301-5720
Document Number
0000025560
Instrument Date
May 8, 2018
Instrument
25560
Transaction Type
Transfer
Record Updated
Nov 21, 2018
Title Company
PIONEER TITLE COMPANY, PIONEER TITLE AGENCY
Transaction
Amount
Amount on Record
Downpayment
Downpayment on Record
Loan-to-Value (LTV)
LTV on Record
Tax
$380.00
Amount Accuracy
Confirmed
Additional
Arm's Length
Transferred From (Grantor/Seller)
Name
Verified Name
Transferred To (Grantee/Buyer)
Name
Verified Name
Relationship
Personal Trust
Address
656 SHADOW MOUNTAIN DR PRESCOTT AZ 863015720, PRESCOTT, AZ 86301-5720
Mortgage
Document Number
25561
Date
May 18, 2018
Instrument
25561
Lender
Name
TIAA FSB
Address
JACKSONVILLE, FL 32202
Agreement
Type
Conventional Mortgage
Amount
Amount on Record
Term
360 Months
Due
May 17, 2048
Tax Assessment & Valuation
The 2025 property tax bill for 656 Shadow Mountain Dr was $1,457, up 3.1% from the year before.
Source: Yavapai County assessment roll, as of April 29, 2026
Property Jurisdictions
Type
Name
State
Arizona
County
Yavapai County
Municipality
Prescott City
Unified School District
Prescott Unified District (PK - 12)
Tax Bill & Assessment History
Year
Tax Bill
Assessed Value
Assessed Market Value
2027
$41,401 (+0.77%)
$414,006 (+0.77%)Land $112,976Building $301,030
2026
$41,084 (+2.51%)
$410,842 (+2.51%)Land $110,200Building $300,642
2025
$1,457.00 (+3.11%)
$40,078Land $10,018Building $30,060
$400,777Land $100,182Building $300,595
2024
$1,413.00
2022
$1,364.00
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Flood
FEMA maps place 656 Shadow Mountain Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
FEMA Flood Zone
Zone X minimal risk
Flood Insurance Requirement
Not required lenders may require it
Community Rating System
Class 7 (15% premium discount)
Nearby Flood Policies
8 in force
Nearby Flood Claims
2 (2017–2023)
Claims Outside the SFHA
2 of 2
Most Recent Claim
Mar 2023 · other causes
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire
Wildfire risk around 656 Shadow Mountain Dr is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
Wildfire Risk
Moderate above 62% of the US · above 49% of Arizona
Wildfire Likelihood
0.1% annual chance
Exposure
Indirect within ember reach
Adjoins Burnable Land
Yes
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Drinking Water
Source: EPA Safe Drinking Water Information System, as of September 2026
Water System
CITY OF PRESCOTT serves 42,217 people · EPA ID AZ0413045
Water Source
Groundwater
Last State Inspection
Aug 2024
Lead
Under 1 ppb (2023–2025) action level 15 ppb
Violations Reported to EPA
Water Quality
None last 10 years
Treatment and Procedure
Sanitary survey deficiency not corrected Jan 2025
Monitoring and Reporting
6 last 3 years
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Internet Providers
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
Provider
Max Down / Up (Mbps)
Sparklight Cable
1,000 / 50
May also be available: Mile High Networks, MTE Communications, T-Mobile, Verizon.