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656 Sedgefield St SW, Concord, NC 28025 Property Records

Cabarrus County property record for 656 Sedgefield St SW, Concord, NC 28025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,591 sqft · built 2023
Lot Size0.383 acres (16,683 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Mar 2024)
Deeds & MortgagesMar 2024 Sale & Mortgage
Mar 2024 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN5539 19 6921

Property Details

APN / Parcel Number

Primary APN5539 19 6921
Alternative APNs
  • 12048 0008.200000
  • 154622
  • 169628

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,591 sqft Living Area
Gross Area2,156 sqft
1st Floor Area1,591 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialOther
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,683 sqft (0.383 acres)
Lot Dimensions209 ft deep x 82 ft wide
Garage TypeMixed
Garage Area435 sqft
DrivewayConcrete Driveway
Driveway Area1,056 sqft
PorchSlab
Porch Area20 sqft
Deck Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number169628
Street Address656 SEDGEFIELD ST SW
CityCONCORD
StateNC
Zip28025-5616
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-2
Legal DescriptionLT 3 PLAT FOR 660 SEDGEFIELD ST
Legal SubdivisionSEDGEFIELD
Legal Lot Number3
JurisdictionCABARRUS NC
Township / Civil Division12, CONCORD
Census Block Group2
Census Block2006
Census Tract42201

Owner

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address656 SEDGEFIELD ST SW, CONCORD, NC 28025-5616
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2024Special Warranty Deed, Transfer · Conventional Mortgage
TJC MORTGAGE INC
Mar 25, 2024Quit Claim Deed, Transfer
Quitclaim
Jul 7, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 25, 2024 · Amount on Record
Deed SaleMar 25, 2024 · Amount on Record
Deed Document Number20245889
Deed Book / Page16862 / 136
Prior Transfer DateMar 18, 2024
Prior Transfer Doc0016861313
Record UpdatedOct 29, 2026

March 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCABARRUS NC
Recording DateMar 25, 2024
Property Address656 SEDGEFIELD ST SW, CONCORD, NC 28025-5616
Document Number0016862136
Book / Page16862 / 136
Instrument DateMar 18, 2024
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$800.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address6549 MOREHEAD RD, HARRISBURG, NC 28075-8492

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 SEDGEFIELD ST SW, CONCORD, NC 28025-5616

Mortgage

Document Number0016862140
DateMar 25, 2024
Instrument16862/140
Lender
NameTJC MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

March 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCABARRUS NC
Recording DateMar 25, 2024
Property Address656 SEDGEFIELD ST SW, CONCORD, NC 28025-5616
Document Number0016861313
Book / Page16861 / 313
Instrument DateMar 13, 2024
Transaction TypeTransfer
Record UpdatedMay 2, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address6549 MOREHEAD RD, HARRISBURG, NC 28075-8492

Transferred To (Grantee/Buyer)

NameVerified Name
Address6549 MOREHEAD RD, HARRISBURG, NC 28075-8492
InvestorPossibly a Property Investor

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCABARRUS NC
Recording DateJul 7, 2023
Property Address656 SEDGEFIELD ST SW, CONCORD, NC 28025-5616
Document Number0001656114
Book / Page16561 / 14
Map ReferencePL 92 PG 47
Instrument DateJul 7, 2023
Transaction TypeTransfer
Record UpdatedMay 2, 2024

Transaction

AmountAmount Recorded
Tax$372.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 727, HARRISBURG, NC 28075-0727

Transferred To (Grantee/Buyer)

NameVerified Name
Address6549 MOREHEAD RD, HARRISBURG, NC 28075-8492
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$407,640 (-) Land $80,000 Building $327,640
2025$407,640 (+1,001.73%) Land $80,000 Building $327,640
2024$407,640 (+1,001.73%) Land $80,000 Building $327,640
2023$37,000 Land $37,000$37,000 Land $37,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: T-Mobile, Windstream.

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