656 Sapelo Rd, Jacksonville, FL 32216 Property Records

Duval County property record for 656 Sapelo Rd, Jacksonville, FL 32216

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,761 sqft · built 2016
Lot Size	0.257 acres (11,192 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Oct 2023)
Tax Bill	$5,274 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`138951-0000`

Property Details

APN / Parcel Number

Primary APN	`138951-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,761 sqft Living Area
Gross Area	2,201 sqft
1st Floor Area	1,761 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,192 sqft (0.257 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	656 SAPELO RD
City	JACKSONVILLE
State	FL
Zip	32216-9170
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	20-92 52-2S-27E GLYNLEA PARK UNIT 2 LOT 37 BLK 12
Legal Range	27E
Legal Township	02S
Legal Section	52
Legal Subdivision	GLYNLEA PARK UNIT 02
Legal Block	12
Legal Lot Number	37
Legal Unit	2
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	1
Census Block	1024
Census Tract	15803

Owner

656 Sapelo Rd is owned and occupied by two individuals who bought it in October 2023.

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	656 SAPELO RD, JACKSONVILLE, FL 32216-9170
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on File
Deed Sale	Oct 27, 2023 · Amount on File
Prior Sale	Jun 30, 2016 · Amount on File
Deed Document Number	2023223232
Deed Book / Page	20853 / 1975
Prior Transfer Date	Aug 3, 2007
Prior Transfer Doc	0000251552
Record Updated	Oct 29, 2026

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Oct 27, 2023
Property Address	656 SAPELO RD, JACKSONVILLE, FL 32216-9170
Document Number	0208531975
Book / Page	20853 / 1975
Map Reference	MB 20 PG 92,92A&92B
Instrument Date	Oct 20, 2023
Instrument	2023223232
Transaction Type	Transfer
Record Updated	Nov 10, 2023
Title Company	GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1421 LOCUST LAKE RD, AMELIA, OH 45102-1703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 SAPELO RD, JACKSONVILLE, FL 32216-9170

Mortgage

Document Number	0208531976
Date	Oct 27, 2023
Instrument	20853/1976

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 656 Sapelo Rd was $5,274 with a homeowner's exemption, down 7.8% from the year before.

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,139 (+2.19%) Land $79,380 Building $244,759	$324,139 (+2.19%) Land $79,380 Building $244,759
2025	$5,274.00 (-7.85%) Homeowner's exemption	$317,193 Land $79,380 Building $237,813	$317,193 Land $79,380 Building $237,813
2024	$5,723.00 (+86.72%)
2023	$3,065.00 (+9.31%) Homeowner's exemption	$199,990 (+3%)	$307,225 (+3.68%) Land $63,945 Building $243,280
2022	$2,804.00 Homeowner's exemption	$194,166	$296,324 Land $63,945 Building $232,379

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 656 Sapelo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 Sapelo Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20