656 Santschi Dr, Herculaneum, MO 63048 Property Records

Jefferson County property record for 656 Santschi Dr, Herculaneum, MO 63048

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 904 sqft · built 2002
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$286,206 (Jul 2024)
Tax Bill	$2,662 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-7.0-36.0-0-000-007.78`

Property Details

APN / Parcel Number

Primary APN	`11-7.0-36.0-0-000-007.78`
Alternative APN	`1170360 00778`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	904 sqft Living Area
Gross Area	1,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Construction Type	Frame
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Frame Porch
Porch Area	130 sqft
Patio Area	118 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	656 SANTSCHI DR
City	HERCULANEUM
State	MO
Zip	63048-1618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	PRAIRIES OF FRIEDBERG ESTS 2A LOT 72
Legal Range	5E
Legal Township	41N
Legal Section	36
Legal Subdivision	PRAIRIES OF FRIEDBERG ESTS 2A
Legal Block	1
Legal Lot Number	72
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1015
Census Tract	700802

Owner

656 Santschi Dr is owned and occupied by two individuals who bought it in July 2024.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	656 SANTSCHI DR, HERCULANEUM, MO 63048-1618
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Warranty Deed, Transfer · VA Mortgage FLAT BR MTG
Dec 11, 2017	Quit Claim Deed, Mortgage US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2024 · Amount on File
Deed Sale	Jul 11, 2024 · Amount on File
Prior Sale	Oct 7, 2019 · Amount on File
Deed Document Number	202416822
Prior Transfer Date	May 23, 2008
Prior Transfer Doc	2008R022024
Record Updated	Oct 29, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 7, 2019
Property Address	656 SANTSCHI DR, HERCULANEUM, MO 63048-1618
Document Number	0000030931
Instrument Date	Oct 3, 2019
Instrument	30931
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), STL

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	656 SANTSCHI DR HERCULANEUM MO 630481618, HERCULANEUM, MO 63048-1618

Mortgage

Document Number	30932
Date	Oct 7, 2019
Instrument	30932

Lender

Name	FLAT BR MTG
Type	Mortgage Company
Address	COLUMBIA, MO 65201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2049

December 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Dec 11, 2017
Property Address	656 SANTSCHI DR, HERCULANEUM, MO 63048-1618
Document Number	0000038853
Instrument Date	Dec 8, 2017
Instrument	38853
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	656 SANTSCHI DR HERCULANEUM MO 630481618, HERCULANEUM, MO 63048-1618

Mortgage

Document Number	38854
Date	Dec 11, 2017
Instrument	38854

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	180 Months
Due	Dec 10, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 656 Santschi Dr was $2,662, up 11.6% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Herculaneum City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,000 (-) Land $9,600 Building $32,400	$221,200 (-) Land $50,600 Building $170,600
2025	$2,662.00 (+11.61%)	$42,000 Land $9,600 Building $32,400	$221,200 (-) Land $50,600 Building $170,600
2024	$2,385.00 (+0.38%)		$221,200 (+12%) Land $50,600 Building $170,600
2023	$2,376.00	$37,500 Land $7,700 Building $29,800	$197,500 Land $40,700 Building $156,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 656 Santschi Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2003)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 Santschi Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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