656 S 7th St, San Jose, CA 95112 Property Records

Santa Clara County property record for 656 S 7th St, San Jose, CA 95112

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,656 sqft · built 1901
Lot Size	0.198 acres (8,625 sqft)
Owner	Company Name on Record
Last Sale	$910,000 (Nov 2022)
Tax Bill	$12,978 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2022 Sale + 1 more
Flood Zone	Zone D (undetermined)
APN	`472-24-028`

Property Details

APN / Parcel Number

Primary APN	`472-24-028`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,656 sqft Living Area
1st Floor Area	1,080 sqft
2nd Floor Area	576 sqft

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	125 ft deep x 69 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	656 S 7TH ST
City	SAN JOSE
State	CA
Zip	95112-3828
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Subdivision	REED ADD
Legal Block	26
Legal Lot Number	10
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	3
Census Block	3003
Census Tract	501602

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	656 S 7TH ST, SAN JOSE, CA 95112-3828
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 17, 2022	Grant Deed, Transfer ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL
Aug 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Jun 20, 2014 · Amount on Record
Deed Document Number	202225401427
Prior Transfer Date	Mar 17, 1994
Prior Transfer Doc	0022562172
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	656 S 7TH ST, SAN JOSE, CA 95112-3828
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	RADIAN TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13491 WARD WAY, SARATOGA, CA 95070-5132

Mortgage

Document Number	0025888130
Date	Oct 21, 2025
Instrument	25888130

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	1111 POLARIS PKWY, COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 17, 2022
Property Address	656 S 7TH ST, SAN JOSE, CA 95112-3828
Document Number	0025401427
Map Reference	MB C PG 322
Instrument Date	Nov 14, 2022
Instrument	25401427
Transaction Type	Transfer
Record Updated	Nov 25, 2022
Title Company	ORANGE COAST TITLE COMPANY/NTHRN CA, ORANGE COAST TTL CO OF NOCAL

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 S 7TH ST, SAN JOSE, CA 95112-3828

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	656 S 7TH ST, SAN JOSE, CA 95112-3828
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024255402
Date	Aug 14, 2019
Instrument	24255402

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$965,699 (+2%) Land $700,397 Building $265,302
2025	$12,978.00 (+6.05%)	$946,764 (+4.04%) Land $686,664 Building $260,100
2024	$12,238.00 (+2.25%)
2023	$11,969.00 (+37.46%)	$910,000 Land $660,000 Building $250,000
2022	$8,707.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 2,000
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet, T-Mobile, Verizon.

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