656 River St, Lincoln, CA 95648 Property Records

Placer County property record for 656 River St, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,405 sqft · built 2021
Owner	2 Individual Names on Record
Last Sale	$645,000 (Nov 2024)
Tax Bill	$7,543 (2025)
Deeds & Mortgages	May 2023 Transfer Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`329-140-049-000`

Property Details

APN / Parcel Number

Primary APN	`329-140-049-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,405 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	656 RIVER ST
City	LINCOLN
State	CA
Zip	95648-7624
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 49 TWELVE BRIDGES VILLAGE 2A MOR EE-46
Legal Subdivision	TWELVE BRIDGES VILL
Legal Lot Number	49
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3007
Census Tract	23502

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	656 RIVER ST, LINCOLN, CA 95648-7624
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Intrafamily Transfer, Transfer
Jul 9, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2024 · Amount on Record
Deed Sale	Nov 4, 2024 · Amount on Record
Prior Sale	Jul 9, 2021 · Amount on Record
Deed Document Number	202458815
Prior Transfer Date	May 8, 2023
Prior Transfer Doc	0000027843
Record Updated	Sep 20, 2026

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	May 30, 2023
Property Address	656 RIVER ST, LINCOLN, CA 95648-7624
Document Number	0000027843
Map Reference	MB EE PG 46
Instrument Date	May 8, 2023
Instrument	2023-0027843
Transaction Type	Transfer
Record Updated	Jun 14, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18467 SONG SOARROW COURT, PENN VALLEY, CA 95946-9667

July 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 9, 2021
Property Address	656 RIVER ST, LINCOLN, CA 95648-7624
Document Number	0000088080
Map Reference	MB EE PG 46
Instrument Date	Jul 8, 2021
Instrument	2021-0088080
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 26, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	656 RIVER ST, LINCOLN, CA 95648-7624

Mortgage

Document Number	0000088081
Date	Jul 9, 2021
Instrument	2021-0088081

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$657,900 (+2%) Land $183,600 Building $474,300
2025	$7,543.00 (+1.43%) Homeowner's exemption	$645,000 (+7.19%) Land $180,000 Building $465,000
2023	$7,437.00 (+1.64%) Homeowner's exemption	$601,727 Land $153,000 Building $448,727
2022	$7,317.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 717 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath, Verizon, Zeta Broadband.

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