656 Ripplebrook Dr, Culpeper, VA 22701 Property Records

Culpeper County property record for 656 Ripplebrook Dr, Culpeper, VA 22701

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,342 sqft · built 1993
Lot Size0.04 acres (1,742 sqft)
OwnerIndividual Name on Record
Tax Bill$1,234 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
May 2021 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN50-B-4-66

Property Details

APN / Parcel Number

Primary APN50-B-4-66
Alternative APN
  • 16157

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,342 sqft Living Area
1st Floor Area662 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleTownhouse
Exterior MaterialAluminum/Vinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,742 sqft (0.04 acres)
PorchPorch
Porch Area119 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number16157
Street Address656 RIPPLEBROOK DR
CityCULPEPER
StateVA
Zip22701-3781
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR2
Legal DescriptionSOUTHRIDGE TOWNHOUSES LOT 66 SECT II 2024 SQ FT
Legal Subdivision330
Legal Lot Number66
JurisdictionCULPEPER VA
Township / Civil DivisionCEDAR MOUNTAIN
Census Block Group2
Census Block2001
Census Tract930502

Owner

Source: Culpeper County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address656 RIPPLEBROOK DR, CULPEPER, VA 22701-3781
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Al (and Others)

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2021Warranty Deed, Transfer · FHA Mortgage
EMBRACE HOME LOANS INC
May 26, 2021Deed, Transfer
Apr 29, 2021Deed, Transfer · Stand-Alone Refinance
NETWORK CAPITAL FUNDING CORPORATION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2021
Deed SaleAug 3, 2021
Prior SaleAug 26, 2014 · Amount on Record
Deed Document Number20216919
Prior Transfer DateFeb 16, 2021
Prior Transfer Doc0000004929
Record UpdatedOct 29, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCULPEPER VA
Recording DateAug 3, 2021
Property Address656 RIPPLEBROOK DR, CULPEPER, VA 22701-3781
Document Number210006919
Instrument DateJul 23, 2021
Instrument210006919
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanyREGIS TITLE LLC, RGS TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 RIPPLEBROOK DR, CULPEPER, VA 22701-3781

Mortgage

Document Number210006920
DateAug 3, 2021
Instrument210006920
Lender
NameEMBRACE HOME LOANS INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

May 2021: Deed, Transfer

Document TypeDeed
JurisdictionCULPEPER VA
Recording DateMay 26, 2021
Property Address656 RIPPLEBROOK DR, CULPEPER, VA 22701-3781
Document Number210004929
Instrument DateFeb 16, 2021
Instrument210004929
Transaction TypeTransfer
Record UpdatedJun 23, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6276 BROOK CT, BOSTON, VA 22713-4558

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionCULPEPER VA
Recording DateApr 29, 2021
Property Address656 RIPPLEBROOK DR, CULPEPER, VA 22701-3781
Document Number0210004043
Instrument DateJan 28, 2021
Instrument210004043
Transaction TypeTransfer
Record UpdatedJun 13, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6276 BROOK CT, BOSTON, VA 22713-4558

Mortgage

Document Number0210004044
DateApr 29, 2021
Instrument210004044
Lender
NameNETWORK CAPITAL FUNDING CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term298 Months
DueFeb 1, 2046
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyCulpeper County
MunicipalityCulpeper Town
Unified School DistrictCulpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,234.00 (-16.68%)$286,900 (+11.12%) Land $73,000 Building $213,900$286,900 (+11.12%) Land $73,000 Building $213,900
2024$1,481.00 (+3.21%)
2023$1,435.00$258,200 Land $55,000 Building $203,200$258,200 Land $55,000 Building $203,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1978–1995)
Most Recent ClaimJun 1995 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CULPEPER
serves 21,184 people · EPA ID VA6047500
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
Virginia Broadband
Fixed Wireless · not low latency
100 / 25
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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