656 Ridgeway Dr, Taylor Mill (Latonia), KY 41015 Property Records

Kenton County property record for 656 Ridgeway Dr, Taylor Mill, KY 41015

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,320 sqft · built 1955
Lot Size	0.376 acres (16,379 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,700 (Nov 2023)
Tax Bill	$1,671 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058-40-00-101.00`

Property Details

APN / Parcel Number

Primary APN	`058-40-00-101.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,320 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Brick
Foundation Type	Concrete
Lot Area	16,379 sqft (0.376 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	656 RIDGEWAY DR
City	TAYLOR MILL
State	KY
Zip	41015-2220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEWAY SEC 2 LOT 17 .376 ACS ES RIDGEWAY DR
Legal Subdivision	RIDGEWAY
Legal Phase	2
Legal Lot Number	17
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	65300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	656 RIDGEWAY DR, TAYLOR MILL, KY 41015-2220
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Nov 30, 2023	Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2023 · Amount on Record
Deed Sale	Nov 30, 2023 · Amount on Record
Prior Sale	Oct 31, 2016 · Amount on Record
Deed Document Number	2023103
Deed Book / Page	259 / 175
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	656 RIDGEWAY DR, TAYLOR MILL, KY 41015-2220
Transaction Type	Mortgage
Record Updated	Jan 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 RIDGEWAY DR, TAYLOR MILL, KY 41015-2220

Mortgage

Document Number	0005900105
Date	Nov 30, 2023
Book Page	KCM 510/701
Instrument	23113005900105

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2033

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Nov 30, 2023
Property Address	656 RIDGEWAY DR, TAYLOR MILL, KY 41015-2220
Document Number	0005900103
Book / Page	KC 259 / 175
Map Reference	MB 6 PG 8
Instrument Date	Nov 28, 2023
Instrument	23113005900103
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9624 CINCINNATI COLUMBUS RD, WEST CHESTER, OH 45241-4123

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 RIDGEWAY DR, TAYLOR MILL, KY 41015-2220

Mortgage

Document Number	0005900104
Date	Nov 30, 2023
Book Page	KCM 510/685
Instrument	23113005900104

Lender

Name	SUCCESS MORTGAGE PARTNERS INC
Type	Mortgage Company
Address	PLYMOUTH, MI 48170

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Taylor Mill City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,700 (-) Land $30,000 Building $138,700	$168,700 (-) Land $30,000 Building $138,700
2025	$1,671.00 (+67.77%)	$168,700 (+80.43%) Land $30,000 Building $138,700	$168,700 (+80.43%) Land $30,000 Building $138,700
2023	$996.00	$93,500 Land $25,000 Building $68,500	$93,500 Land $25,000 Building $68,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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