656 Ridge Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 656 Ridge Rd, Webster, NY 14580

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 bd · 1.5 ba · 1,365 sqft · built 1920
Lot Size	0.81 acres (35,284 sqft)
Owner	Individual Name on Record
Last Sale	$158,000 (Jul 2019)
Tax Bill	$5,201 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265489 078.20-1-33`

Property Details

APN / Parcel Number

Primary APN	`265489 078.20-1-33`
Alternative APNs	`54890782000001033000` `02260500000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,365 sqft Gross Area
1st Floor Area	866 sqft
Upper Floors Area	433 sqft
Basement Area	846 sqft
Finished Basement	846 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	35,284 sqft (0.81 acres)
Lot Dimensions	557 ft deep x 60 ft wide
Garage Type	Basement
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	02260500000
Street Address	656 RIDGE RD
City	WEBSTER
State	NY
Zip	14580-2350
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	0060-13-04 KETCHAM EST L7 0840200
Legal Block	1
Legal Lot Number	33.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2000
Census Tract	11207

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	656 RIDGE RD, WEBSTER, NY 14580-2350
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2019	Warranty Deed, Transfer · Conventional Mortgage ROCHESTER BIRD STORE LLC
Nov 21, 2017	Warranty Deed, Transfer · Conventional Mortgage ROSE TERMINE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2019 · Amount on Record
Deed Sale	Jul 24, 2019 · Amount on Record
Prior Sale	Nov 21, 2017 · Amount on Record
Deed Document Number	20191418
Deed Book / Page	12214 / 408
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jul 24, 2019
Property Address	656 RIDGE RD, WEBSTER, NY 14580-2350
Document Number	0000001418
Book / Page	012214 / 000408
Instrument Date	Jul 18, 2019
Instrument	1418
Transaction Type	Transfer
Record Updated	Aug 28, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 SAMALA CIR ROCHESTER NY 146251371, ROCHESTER, NY 14625-1371

Mortgage

Document Number	1419
Date	Jul 24, 2019
Book Page	028116/000335
Instrument	1419

Lender

Name	ROCHESTER BIRD STORE LLC
Address	79 WATERSONG TRL, WEBSTER, NY 14580-4613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	9%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Nov 21, 2017
Property Address	656 RIDGE RD, WEBSTER, NY 14580-2350
Document Number	0000000286
Book / Page	011951 / 000142
Instrument Date	Nov 1, 2017
Instrument	286
Transaction Type	Transfer
Record Updated	Nov 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	79 WATERSONG TRL WEBSTER NY 145804613, WEBSTER, NY 14580-4613

Mortgage

Document Number	287
Date	Nov 21, 2017
Book Page	027404/000606
Instrument	287

Lender

Name	ROSE TERMINE
Address	8 READONNA LN, PENFIELD, NY 14526-9534
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 20, 2022

Interest

Rate	5%

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,201.00 (+0.99%)
2025	$5,150.00 (+15.08%)	$109,700 (-) Land $36,700 Building $73,000	$228,500 (+20.84%) Land $76,444 Building $152,056
2023		$109,700 (-) Land $36,700 Building $73,000	$189,100 (+10.33%) Land $63,263 Building $125,837
2022		$109,700 Land $36,700 Building $73,000	$171,400 Land $57,342 Building $114,058
2021	$4,475.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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