Ottawa County property record for 656 Rice St, Elmore, OH 43416
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,928 sqft · built 1942 |
| Lot Size | 0.207 acres (8,999 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $178,000 (Jun 2023) |
| Tax Bill | $3,378 (2025) |
| Deeds & Mortgages | Jul 2026 Sale Jun 2023 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 031538-2 |
| Primary APN | 031538-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,928 sqft Living Area |
| Gross Area | 3,578 sqft |
| 1st Floor Area | 1,282 sqft |
| Upper Floors Area | 368 sqft |
| Attic | Attic |
| Attic Area | 696 sqft |
| Basement Area | 1,232 sqft |
| Unfinished Basement | 882 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,999 sqft (0.207 acres) |
| Lot Dimensions | 150 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
|---|---|
| Porch Area | 32 sqft |
| Deck Area | 273 sqft |
| Patio Area | 469 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 031538-2 |
|---|---|
| Street Address | 656 RICE ST |
| City | ELMORE |
| State | OH |
| Zip | 43416-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S18 T06 R14 60 FT ON RICE ST |
| Legal Range | 14E |
| Legal Township | 06N |
| Legal Section | 18 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | HARRIS |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 50900 |
656 Rice St is owned by two individuals who acquired it in June 2026.
Source: Ottawa County records, as of July 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 7, ELMORE, OH 43416-0007 |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Jun 12, 2023 | Warranty Deed, Transfer · Line of Credit SUPERIOR CU INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 12, 2023 · Amount on File |
| Deed Sale | Jun 12, 2023 · Amount on File |
| Prior Sale | Jan 30, 2014 · Amount on File |
| Deed Document Number | 20233605 |
| Deed Book / Page | 1949 / 781 |
| Last Transfer Date | Jun 25, 2026 |
| Transfer Doc | 0000004237 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Jul 7, 2026 |
| Property Address | 656 RICE ST, ELMORE, OH 43416-9705 |
| Document Number | 0000004237 |
| Book / Page | 2090 / 102 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 20264237 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Jun 12, 2023 |
| Property Address | 656 RICE ST, ELMORE, OH 43416-9705 |
| Document Number | 0000003605 |
| Book / Page | 1949 / 781 |
| Instrument Date | May 22, 2023 |
| Instrument | 202300003605 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2023 |
| Title Company | GOLDEN KEY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 656 RICE ST, ELMORE, OH 43416-9705 |
| Document Number | 0000003606 |
|---|---|
| Date | Jun 12, 2023 |
| Instrument | 202300003606 |
| Name | SUPERIOR CU INC |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 656 Rice St was $3,378, up % from the year before.
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Harris Township |
| Municipality | Elmore Village |
| Unified School District | Woodmore Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,378.00 (+0.03%) | $62,552 (-) Land $9,436 Building $53,116 | |
| 2024 | $3,377.00 (-2.4%) | $62,552 (+12.35%) Land $9,436 Building $53,116 | $178,720 Land $26,960 Building $151,760 |
| 2023 | $3,460.00 (+29.59%) | $55,675 (+22.19%) Land $6,990 Building $48,685 | |
| 2022 | $2,670.00 | $45,564 Land $6,990 Building $38,574 | |
| 2021 | $159,070 Land $19,970 Building $139,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 656 Rice St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1982–2008) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 656 Rice St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELMORE VILLAGE serves 1,421 people · EPA ID OH6200712 |
|---|---|
| Water Source | Purchased surface water from OTTAWA COUNTY REGIONAL WATER DISTRICT |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Amplex Wireless Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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