656 Putnam Ave, Cotuit, MA 02635 Property Records

Barnstable County and Barnstable Town City property record for 656 Putnam Ave, Cotuit, MA 02635 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1978
Square Footage	2,070 sqft Living Area
Lot Size	21,344 sqft (0.49 acres)
Occupancy	Owner Occupied
Last Sale	$140,000 (1997)
Tax Bill	$5,448.00 (2025)

Owner

Source: Barnstable County and Barnstable Town City records · APN COTU M:039 L:109

Assessment roll updated May 27, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	656 PUTNAM AVE, COTUIT, MA 02635-2813
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 14, 1997 · Amount on Record
Deed Sale	May 14, 1997 · Amount on Record
Record Refreshed	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARNSTABLE MA
Property Address	656 PUTNAM AVE, COTUIT, MA 02635-2813
Document Number	0001338650
Instrument Date	Jan 05, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife

Mortgage

Document Number	0001338650
Date	Jan 18, 2018
Instrument	1338650

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2048

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City records · Assessment roll updated May 27, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,448.00 (+11.18%)	$652,400 (+4.92%) Land $180,400 Building $472,000	$701,100
2024	$4,900.00 (-0.16%)	$621,800 (+6.04%) Land $180,400 Building $441,400
2023	$4,908.00	$586,400 Land $178,200 Building $408,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Barnstable County (25001C), updated October 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`COTU M:039 L:109`
Alternative APN	`23860`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	2,070 sqft Living Area
Gross Area	4,538 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Cape Cod Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	21,344 sqft (0.49 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	23860
Street Address	656 PUTNAM AVE
City	COTUIT
State	MA
Zip	02635-2813
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	109
Jurisdiction	BARNSTABLE MA
Minor Civil Division	BARNSTABLE TOWN
Census Blockgroup	3
Census Block	3014
Census Tract	13200