656 Pearson St, Unit 505C, Des Plaines, IL 60016 Property Records

Cook County property record for 656 Pearson St, Unit 505C, Des Plaines, IL 60016

Property Summary

Property Type	Condominium
Details	2 bd · 219,863 sqft · built 2005
Lot Size	1.37 acres (60,043 sqft)
Owner	Company Name on File
Last Sale	$285,000 (Sep 2025)
Tax Bill	$5,853 (2023)
Deeds & Mortgages	Apr 2026 Transfer Sep 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-17-415-043-1041`

Property Details

APN / Parcel Number

Primary APN	`09-17-415-043-1041`

Interior

Bedrooms	2 Beds
Units	152 Units

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	60,043 sqft (1.37 acres)

Location & Zoning

Street Address	656 PEARSON ST, 505C
City	DES PLAINES
State	IL
Zip	60016-4631
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	METROPOLITAN SQUARE PH 01
Legal Lot Number	C
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	2
Census Block	2021
Census Tract	806201

Owner

656 Pearson St, Unit 505C is owned by a company that bought it in September 2025.

Source: Cook County records, as of May 29, 2026

Owner of Record	Company Name on File
Mailing Address	30 N GOULD ST, SHERIDAN, WY 82801-6317
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 9, 2025	Deed, Transfer · Conventional Mortgage SMART RATE LENDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2025 · Amount on File
Deed Sale	Sep 9, 2025 · Amount on File
Prior Sale	Apr 11, 2006 · Amount on File
Deed Document Number	202518091
Prior Transfer Date	May 26, 2011
Prior Transfer Doc	0000013005
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Apr 16, 2026
Property Address	656 PEARSON ST, 505C, DES PLAINES, IL 60016-4631
Document Number	0000031016
Instrument Date	Feb 18, 2026
Instrument	202631016
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	30 N GOULD ST, SHERIDAN, WY 82801-6317

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Sep 9, 2025
Property Address	656 PEARSON ST UNIT 505C, 505C, DES PLAINES, IL 60016-4631
Document Number	0025218091
Map Reference	DOC 0606034006
Instrument Date	Sep 3, 2025
Instrument	2525218091
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6010 BROOKRIDGE DR, PLAINFIELD, IL 60586-8468

Mortgage

Document Number	0025218092
Date	Sep 9, 2025
Instrument	2525218092

Lender

Name	SMART RATE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate	7.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,717 Land $377 Building $24,340	$247,170 Land $3,770 Building $243,400
2023	$5,853.00 (+2.47%)	$22,201 (-) Land $334 Building $21,867	$222,010 (-) Land $3,340 Building $218,670
2022	$5,712.00	$22,201 Land $334 Building $21,867	$222,010 Land $3,340 Building $218,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 656 Pearson St, Unit 505C in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 units insured incl. 78 condo units
Nearby Flood Claims	164 (1983–2026)
Claims Outside the SFHA	17 of 164
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 46 claims Severe Storms And Flooding, Jul 2010 · 60 claims Severe Storms & Flooding, Aug 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 656 Pearson St, Unit 505C has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Zentro.

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