656 Pearson St, Unit 407C, Des Plaines, IL 60016 Property Records

Cook County property record for 656 Pearson St, Unit 407C, Des Plaines, IL 60016

Property Summary

Property Type	Condominium
Details	2 bd · built 2005
Lot Size	1.37 acres (60,043 sqft)
Owner	Company Name on Record
Last Sale	$247,000 (Oct 2023)
Tax Bill	$5,853 (2023)
Deeds & Mortgages	May 2026 Transfer Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-17-415-043-1031`

Property Details

APN / Parcel Number

Primary APN	`09-17-415-043-1031`

Interior

Bedrooms	2 Beds
Units	152 Units

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	60,043 sqft (1.37 acres)

Location & Zoning

Street Address	656 PEARSON ST, 407C
City	DES PLAINES
State	IL
Zip	60016-4630
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	METROPOLITAN SQUARE CONDO
Legal Lot Number	C
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	2
Census Block	2021
Census Tract	806201

Owner

Source: Cook County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	30 N GOULD ST, SHERIDAN, WY 82801-6317
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Dec 18, 2025	Quit Claim Deed, Transfer · Conventional Mortgage SMART RATE LENDING LLC
Feb 14, 2024	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 19, 2023	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Apr 18, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2023 · Amount on Record
Deed Sale	Oct 19, 2023 · Amount on Record
Prior Sale	Apr 3, 2006 · Amount on Record
Deed Document Number	202349084
Last Transfer Date	Dec 21, 2023
Transfer Doc	0000045011
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	May 18, 2026
Property Address	656 PEARSON ST, 407C, DES PLAINES, IL 60016-4630
Document Number	0000031040
Instrument Date	Feb 18, 2026
Instrument	202631040
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	30 N GOULD ST, SHERIDAN, WY 82801-6317

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Dec 18, 2025
Property Address	656 PEARSON ST UNIT 407C, 407C, DES PLAINES, IL 60016-4630
Document Number	0035219070
Map Reference	DOC 0606034006
Instrument Date	Oct 22, 2025
Instrument	2535219070
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	PROPER TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 PEARSON ST UNIT 407C, 407C, DES PLAINES, IL 60016-4630

Mortgage

Document Number	0035219071
Date	Dec 18, 2025
Instrument	2535219071

Lender

Name	SMART RATE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2055

Interest

Rate	6.99%

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Feb 14, 2024
Property Address	656 PEARSON ST UNIT 407C, 407C, DES PLAINES, IL 60016-4630
Document Number	0004545011
Map Reference	DOC 0606034006
Instrument Date	Dec 21, 2023
Instrument	2404545011
Transaction Type	Transfer
Record Updated	Feb 23, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6010 BROOKRIDGE DR, PLAINFIELD, IL 60586-8468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 JOYCE RD # B, B, JOLIET, IL 60436-1812

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Oct 19, 2023
Property Address	656 PEARSON ST UNIT 407C, 407C, DES PLAINES, IL 60016-4630
Document Number	0029249084
Map Reference	DOC 606034006
Instrument Date	Oct 9, 2023
Instrument	2329249084
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	ACUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$247.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6010 BROOKRIDGE DR, PLAINFIELD, IL 60586-8468

Mortgage

Document Number	0029249085
Date	Oct 19, 2023
Instrument	2329249085

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.99%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	Apr 18, 2023
Property Address	656 PEARSON ST UNIT 407C, 407C, DES PLAINES, IL 60016-4630
Document Number	0010849080
Map Reference	DOC 606034006
Instrument Date	Mar 18, 2023
Instrument	2310849080
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8146 N MEACHAM CT, NILES, IL 60714-2711

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8146 N MEACHAM CT, NILES, IL 60714-2711

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,717 (+11.33%) Land $377 Building $24,340	$247,170 (+11.33%) Land $3,770 Building $243,400
2023	$5,853.00 (+2.47%)	$22,201 (-) Land $334 Building $21,867	$222,010 (-) Land $3,340 Building $218,670
2022	$5,712.00 (+51.19%)	$22,201 (+42.11%) Land $334 Building $21,867	$222,010 (+42.11%) Land $3,340 Building $218,670
2021	$3,778.00 Homeowner's exemption	$15,622 Land $272 Building $15,350	$156,220 Land $2,720 Building $153,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 36 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	114 units insured incl. 78 condo units
Nearby Flood Claims	164 (1983–2026)
Claims Outside the SFHA	17 of 164
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 46 claims Severe Storms And Flooding, Jul 2010 · 60 claims Severe Storms & Flooding, Aug 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon, Zentro.

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