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  6. 656 Pearson St

656 Pearson St, Unit 305C, Des Plaines, IL 60016 Property Records

Cook County property record for 656 Pearson St, Unit 305C, Des Plaines, IL 60016

Property Summary

Property TypeCondominium
Details2 bd · built 2005
Lot Size1.37 acres (60,043 sqft)
OwnerCompany Name on Record
Last Sale$173,500 (Sep 2017)
Tax Bill$5,853 (2023)
Deeds & MortgagesOct 2021 Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-17-415-043-1017

Property Details

APN / Parcel Number

Primary APN09-17-415-043-1017

Interior

Bedrooms2 Beds
Units152 Units

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleCondo/Apartment
Lot Area60,043 sqft (1.37 acres)

Location & Zoning

Street Address656 PEARSON ST, 305C
CityDES PLAINES
StateIL
Zip60016-4628
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal SubdivisionMETROPOLITAN SQUARE CONDO
JurisdictionCOOK IL
Township / Civil DivisionMAINE
Census Block Group2
Census Block2021
Census Tract806201

Owner

Source: Cook County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address656 PEARSON ST, 305C, DES PLAINES, IL 60016-4628
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 5, 2021Deed of Trust, Mortgage · FHA Mortgage
PROSPERITY HOME MORTGAGE LLC
Sep 18, 2017Warranty Deed, Transfer · FHA Mortgage
HOMESERVICES LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 18, 2017 · Amount on Record
Deed SaleSep 18, 2017 · Amount on Record
Prior SaleMar 28, 2006 · Amount on Record
Deed Document Number201712062
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address656 PEARSON ST UNIT 305C, 305C, DES PLAINES, IL 60016-4628
Transaction TypeMortgage
Record UpdatedOct 18, 2021
Title CompanyFORT DEARBORN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0027812050
DateOct 5, 2021
Instrument2127812050
Lender
NamePROSPERITY HOME MORTGAGE LLC
TypeMortgage Company
AddressCHANTILLY, VA 20151
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2041
Interest
Rate TypeFixed Rate
Rate3%

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateSep 18, 2017
Property Address656 PEARSON ST UNIT 305C, 305C, DES PLAINES, IL 60016-4628
Document Number1726112062
Instrument DateSep 5, 2017
Instrument26112062
Transaction TypeTransfer
Record UpdatedSep 29, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$173.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 PEARSON ST #305C DES PLAINES IL 600164628, 305C, DES PLAINES, IL 60016-4628

Mortgage

Document Number1726112063
DateSep 18, 2017
Instrument26112063
Lender
NameHOMESERVICES LNDG
AddressWEST DES MOINES, IA 50266
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 17, 2047
Interest
Rate TypeFixed Rate
Rate3.87%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionMaine Township
MunicipalityDes Plaines City
Elementary School DistrictDes Plaines Community Consolidated School District 62 (PK - 08)
Secondary School DistrictMaine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,717 (+11.33%) Land $377 Building $24,340$247,170 (+11.33%) Land $3,770 Building $243,400
2023$5,853.00 (+2.47%)
2022$5,712.00$22,201 Land $334 Building $21,867$222,010 Land $3,340 Building $218,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 36 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies114 units insured
incl. 78 condo units
Nearby Flood Claims164 (1983–2026)
Claims Outside the SFHA17 of 164
Most Recent ClaimApr 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 46 claims
  • Severe Storms And Flooding, Jul 2010 · 60 claims
  • Severe Storms & Flooding, Aug 1987 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDES PLAINES
serves 60,675 people · EPA ID IL0310630
Water SourcePurchased surface water from several systems
Last State InspectionJan 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 417 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: T-Mobile, Verizon, Zentro.

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