656 Oreno Ct, Folsom, CA 95630 Property Records

Sacramento County property record for 656 Oreno Ct, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,292 sqft · built 2017
Lot Size	0.298 acres (12,985 sqft)
Owner	Company Name on Record
Last Sale	$863,000 (Jul 2017)
Tax Bill	$13,203 (2025)
Deeds & Mortgages	Feb 2022 Transfer Feb 2017 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-3280-016-0000`

Property Details

APN / Parcel Number

Primary APN	`072-3280-016-0000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,292 sqft Living Area
1st Floor Area	3,292 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	12,985 sqft (0.298 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	656 ORENO CT
City	FOLSOM
State	CA
Zip	95630-6359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH - VILLAGE NO 32A, LOT 16
Legal Subdivision	EMPIRE RANCH - VILLAGE NO 32A
Legal Lot Number	16
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1013
Census Tract	8512

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	656 ORENO CT, FOLSOM, CA 95630-6359
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Intrafamily Transfer, Transfer
Feb 24, 2017	Deed of Trust, Mortgage · Construction Mortgage HERZER FINANCIAL SERVICES INC
Feb 1, 2018	Deed of Trust, Mortgage · Line of Credit PENTAGON FCU
Jul 26, 2017	Grant Deed, Transfer MORGAN STANLEY PVT BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2017 · Amount on Record
Deed Sale	Jul 26, 2017 · Amount on Record
Prior Sale	Jun 28, 2016 · Amount on Record
Deed Book / Page	20170726 / 1428
Last Transfer Date	Feb 15, 2022
Transfer Doc	2022001622
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 16, 2022
Property Address	656 ORENO CT, FOLSOM, CA 95630-6359
Document Number	0000001622
Map Reference	MB 384 MAP 7
Instrument Date	Feb 15, 2022
Instrument	2022021601622
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	656 ORENO CT, FOLSOM, CA 95630-6359

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	656 ORENO CT, FOLSOM, CA 95630-6359
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001061
Date	Feb 24, 2017
Book Page	20170224/1061

Lender

Name	HERZER FINANCIAL SERVICES INC
Type	Lending Institution
Address	REDWOOD CITY, CA 94061

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	656 ORENO CT, FOLSOM, CA 95630-6359
Document Number	1802080414
Instrument Date	Feb 1, 2018
Transaction Type	Mortgage
Record Updated	Feb 15, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	656 ORENO CT FOLSOM CA 95630, FOLSOM, CA 95630

Mortgage

Document Number	1802080414
Date	Feb 8, 2018
Instrument	1802080414

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 7, 2033

Interest

Rate Type	Adjustable Rate

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 26, 2017
Property Address	656 ORENO CT, FOLSOM, CA 95630-6359
Document Number	1707261428
Instrument Date	Jul 20, 2017
Instrument	1707261428
Transaction Type	Transfer
Record Updated	Aug 4, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$949.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	656 ORENO CT FOLSOM CA 95630, FOLSOM, CA 95630

Mortgage

Document Number	1707261429
Date	Jul 26, 2017
Instrument	1707261429

Lender

Name	MORGAN STANLEY PVT BK NA
Type	Bank
Address	MOUNT LAUREL, NJ 08054

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,052,781 (+2%) Land $220,507 Building $832,274
2025	$13,203.00 (+1.75%) Homeowner's exemption	$1,032,139 (+4.04%) Land $216,184 Building $815,955
2024	$12,976.00 (+2.94%)
2023	$12,605.00 (+1.14%) Homeowner's exemption	$992,062 Land $207,791 Building $784,271
2022	$12,463.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Succeed.Net.

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