656 Obsidian Dr, San Jose, CA 95133 Property Records

Santa Clara County property record for 656 Obsidian Dr, San Jose, CA 95133

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,472 sqft · built 2016
Lot Size	0.02 acres (907 sqft)
Owner	2 Trust Names on File
Last Sale	$1,275,000 (Mar 2022)
Tax Bill	$15,328 (2025)
Deeds & Mortgages	Dec 2023 Transfer Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`254-89-002`

Property Details

APN / Parcel Number

Primary APN	`254-89-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,472 sqft Living Area
1st Floor Area	128 sqft
2nd Floor Area	1,344 sqft

Exterior

Year Built	Built 2016
Architectural Style	Other
Construction Type	Wood
Lot Area	907 sqft (0.02 acres)
Garage Area	487 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	656 OBSIDIAN DR
City	SAN JOSE
State	CA
Zip	95133-1794
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD
Legal Description	TR 10288 UNIT 121
Legal Tract	10288
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1001
Census Tract	503709

Owner

656 Obsidian Dr, a condominium, is owner-occupied and held in a trust since December 2023.

Source: Santa Clara County records, as of October 20, 2025

Owner of Record	2 Trust Names on File
Co-owner	Co-owner on File
Mailing Address	656 OBSIDIAN DR, SAN JOSE, CA 95133-1794
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2023	Intrafamily Transfer, Transfer
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Mar 30, 2022	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 30, 2022 · Amount on File
Deed Sale	Mar 30, 2022 · Amount on File
Prior Sale	Mar 30, 2022 · Amount on File
Deed Document Number	0025272873
Last Transfer Date	Dec 27, 2023
Transfer Doc	0025579476
Record Updated	Jun 8, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Dec 27, 2023
Property Address	656 OBSIDIAN DR, SAN JOSE, CA 95133-1794
Document Number	0025579476
Map Reference	MB 885 PG 35-47
Instrument Date	Dec 16, 2023
Instrument	25579476
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	656 OBSIDIAN DR, SAN JOSE, CA 95133-1794

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	656 OBSIDIAN DR, SAN JOSE, CA 95133-1794
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 OBSIDIAN DR, SAN JOSE, CA 95133-1794

Mortgage

Document Number	0024675196
Date	Oct 28, 2020
Instrument	24675196

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Aug 1, 2050

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 30, 2022
Property Address	656 OBSIDIAN DR, SAN JOSE, CA 95133-1794
Document Number	0025272873
Map Reference	MB 885 PG 35-47
Instrument Date	Mar 21, 2022
Instrument	25272873
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	656 OBSIDIAN DR, SAN JOSE, CA 95133-1794

Mortgage

Document Number	0025272874
Date	Mar 30, 2022
Instrument	25272874

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	Other
Margin	3
Max Rate	7.75%

Tax Assessment & Valuation

The 2025 property tax bill for 656 Obsidian Dr was $15,328 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Alum Rock Union Elementary School District (KG - 08)
Secondary School District	East Side Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,328.00 Homeowner's exemption	$1,110,000 Land $555,000 Building $555,000
2023	$13,894.00 (+25.98%) Homeowner's exemption	$1,300,500 Land $650,250 Building $650,250
2022	$11,029.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 656 Obsidian Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 656 Obsidian Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Sail Internet, Sonic Telecom.

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