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656 Oak St, Laguna Beach, CA 92651 Property Records

Orange County property record for 656 Oak St, Laguna Beach, CA 92651

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 917 sqft · built 1947
Lot Size0.062 acres (2,700 sqft)
OwnerTrust Name on File
Last Sale$1,770,000 (Aug 2020)
Tax Bill$20,508 (2025)
Deeds & MortgagesAug 2020 Sale
Apr 2017 Sale
Flood ZoneZone X (minimal risk)
APN644-098-36

Property Details

APN / Parcel Number

Primary APN644-098-36

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area917 sqft Living Area
1st Floor Area917 sqft

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Lot Area2,700 sqft (0.062 acres)
Garage Area248 sqft
Parking Spaces1 Parking Space

Location & Zoning

Street Address656 OAK ST
CityLAGUNA BEACH
StateCA
Zip92651-2921
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS TWP 7 RGE 9 SEC 25 SEC 25 T 7 R 9 POR N1/2
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group3
Census Block3008
Census Tract62619

Owner

656 Oak St is held in a trust since August 2020.

Source: Orange County records, as of August 4, 2026

Owner of RecordTrust Name on File
Mailing Address656 OAK ST, LAGUNA BEACH, CA 92651-2921
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2020Grant Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Apr 6, 2017Grant Deed, Transfer
BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2020 · Amount on File
Deed SaleAug 12, 2020 · Amount on File
Prior SaleApr 6, 2017 · Amount on File
Deed Document Number2020404213
Record UpdatedOct 29, 2026

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateAug 12, 2020
Property Address656 OAK ST, LAGUNA BEACH, CA 92651-2921
Document Number0000404213
Instrument DateJul 17, 2020
Instrument404213
Transaction TypeTransfer
Record UpdatedAug 28, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount on Record
Tax$1,947.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address656 OAK ST LAGUNA BEACH CA 926512921, LAGUNA BEACH, CA 92651-2921

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE CA
Recording DateApr 6, 2017
Property Address656 OAK ST, LAGUNA BEACH, CA 92651-2921
Document Number0000138151
Instrument DateMar 10, 2017
Instrument138151
Transaction TypeTransfer
Record UpdatedApr 14, 2017
Title CompanyBNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transaction

AmountAmount on Record
Tax$1,595.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address4701 E MARIPOSA ST PHOENIX AZ 850182840, PHOENIX, AZ 85018-2840

Tax Assessment & Valuation

The 2025 property tax bill for 656 Oak St was $20,508.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityLaguna Beach City
Unified School DistrictLaguna Beach Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,954,222 (+2%) Land $1,796,540 Building $157,682
2025$20,508.00$1,915,904 Land $1,761,313 Building $154,591
2023$19,904.00 (+2.23%)$1,841,508 Land $1,692,919 Building $148,589
2022$19,470.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 656 Oak St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1993–2019)
Claims Outside the SFHA6 of 6
Most Recent ClaimFeb 2019 · other causes
Claims by Event
  • Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 Oak St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAGUNA BEACH COUNTY WD
serves 18,862 people · EPA ID CA3010017
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Cox Communications
Cable · Fiber in parts of the area		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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