656 North St, Bloomington, IN 47404 Property Records

Monroe County property record for 656 North St, Bloomington, IN 47404

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 2000
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$29,000 (Jun 2020)
Tax Bill	$2,573 (2025)
Deeds & Mortgages	Jun 2020 Sale Jun 2019 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`013-11630-23`

Property Details

APN / Parcel Number

Primary APN	`013-11630-23`
Alternative APNs	`53-05-32-203-001.023-005` `530532203001000004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	013-11630-23
Street Address	656 NORTH ST
City	BLOOMINGTON
State	IN
Zip	47404-2760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAY LOTS 22 & 23
Legal Subdivision	GRAY ADDITION
Legal Lot Number	22-23
Jurisdiction	MONROE IN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2019
Census Tract	602

Owner

656 North St is owned by an individual who bought it in June 2020.

Source: Monroe County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 709, CLEAR CREEK, IN 47426-0709
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2020	Special Warranty Deed, Transfer INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK COMPAN
Jun 3, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 17, 2020 · Amount on File
Deed Sale	Jun 17, 2020 · Amount on File
Prior Sale	Jun 3, 2019 · Amount on File
Deed Document Number	20209013
Prior Transfer Date	May 17, 2019
Prior Transfer Doc	2019007450
Record Updated	Oct 29, 2026

June 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jun 17, 2020
Property Address	656 NORTH ST, BLOOMINGTON, IN 47404-2760
Document Number	2020009013
Map Reference	MB 4 PG 53
Instrument Date	Jun 4, 2020
Instrument	2020009013
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	INDIANA TITLE NETWORK COMPANY, INDIANA TITLE NETWORK COMPAN

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 NORTH ST, BLOOMINGTON, IN 47404-2760

June 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	MONROE IN
Recording Date	Jun 3, 2019
Property Address	656 NORTH ST, BLOOMINGTON, IN 47404-2760
Document Number	2019007450
Map Reference	MB 4 PG 53
Instrument Date	May 17, 2019
Instrument	2019007450
Transaction Type	Foreclosure
Record Updated	Jun 22, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Foreclosure Sale Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5600 GRANITE PKWY, BLOOMINGTON, IN 47404
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 656 North St was $2,573, up 5.5% from the year before.

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Bloomington Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,573.00 (+5.49%)	$130,000 Land $50,000 Building $80,000	$130,000 Land $50,000 Building $80,000
2024	$2,439.00
2023		$113,400 (+32.17%) Land $40,000 Building $73,400	$113,400 (+32.17%) Land $40,000 Building $73,400
2022	$1,740.00	$85,800 Land $20,000 Building $65,800	$85,800 Land $20,000 Building $65,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 656 North St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 17, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 North St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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