656 Nelson Ln, Des Plaines, IL 60016 Property Records

Cook County property record for 656 Nelson Ln, Des Plaines, IL 60016

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,173 sqft · built 1959
Lot Size	0.195 acres (8,494 sqft)
Owner	Individual Name on Record
Last Sale	$312,000 (Nov 2016)
Tax Bill	$7,036 (2023)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-07-209-026`

Property Details

APN / Parcel Number

Primary APN	`09-07-209-026`
Alternative APN	`09-07-209-026-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,173 sqft Living Area
1st Floor Area	1,173 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1960
Architectural Style	Bungalow
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,494 sqft (0.195 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	656 NELSON LN
City	DES PLAINES
State	IL
Zip	60016-1040
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	12E
Legal Township	41N
Legal Section	07
Legal Subdivision	PROSPECT RDG/GLEICHS
Legal Lot Number	76,77
Jurisdiction	COOK IL
Township / Civil Division	MAINE
Census Block Group	1
Census Block	1001
Census Tract	806103

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	656 NELSON LN, DES PLAINES, IL 60016-1040
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CENTENNIAL MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2016 · Amount on Record
Deed Sale	Nov 8, 2016 · Amount on Record
Prior Sale	Sep 20, 2016 · Amount on Record
Deed Document Number	201645099
Prior Transfer Date	Sep 15, 2016
Prior Transfer Doc	0000045099
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	656 NELSON LN, DES PLAINES, IL 60016-1040
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 NELSON LN, DES PLAINES, IL 60016-1040

Mortgage

Document Number	0031229180
Date	Nov 8, 2023
Instrument	2331229180

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 25, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	656 NELSON LN, DES PLAINES, IL 60016-1040
Document Number	2101212254
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 25, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	656 NELSON LN DES PLAINES IL 600161040, DES PLAINES, IL 60016-1040

Mortgage

Document Number	2101212254
Date	Jan 12, 2021
Instrument	1212254

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 11, 2036

Interest

Rate Type	Fixed Rate
Rate	2.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Maine Township
Municipality	Des Plaines City
Elementary School District	Des Plaines Community Consolidated School District 62 (PK - 08)
Secondary School District	Maine Township High School District 207 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$36,000 (+2%) Land $10,193 Building $25,807	$360,000 (+2%) Land $101,930 Building $258,070
2023	$7,036.00 (+2.88%)
2022	$6,839.00 Homeowner's exemption	$30,000 Land $8,494 Building $21,506	$300,000 Land $84,940 Building $215,060

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2001–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES PLAINES serves 60,675 people · EPA ID IL0310630
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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