656 N Pine Ave, Oviedo, FL 32765 Property Records

Seminole County property record for 656 N Pine Ave, Oviedo, FL 32765 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,508 sqft · built 1990
Lot Size	0.589 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Jun 2021)
Tax Bill	$6,413 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-21-31-300-006Q-0000`

Property Details

APN / Parcel Number

Primary APN	`09-21-31-300-006Q-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,508 sqft Living Area
1st Floor Area	2,172 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	25,700 sqft
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	468 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	656 N PINE AVE
City	OVIEDO
State	FL
Zip	32765-8952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 09 TWP 21S RGE 31E BEG 686.25 FT N & 463 FT E OF SW COR OF NE 1/4 RUN E 150 FT S 208.37 FT N 68 DEG 28 MIN 8 SEC W 629.66
Legal Range	31E
Legal Township	21S
Legal Section	09
Legal Subdivision	METES & BOUNDS
Legal Tract	300
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	1
Census Block	1034
Census Tract	21313

Owner

Source: Seminole County records · APN 09-21-31-300-006Q-0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	656 N PINE AVE, OVIEDO, FL 32765-8952
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2021 · Amount on Record
Deed Sale	Jun 14, 2021 · Amount on Record
Prior Sale	Jun 06, 2003 · Amount on Record
Deed Document Number	2021079337
Deed Book / Page	9960 / 394
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 14, 2021
Property Address	656 N PINE AVE, OVIEDO, FL 32765-8952
Document Number	0099600394
Book / Page	9960 / 394
Instrument Date	Jun 11, 2021
Instrument	2021079337
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	610 N PINE AVE, 610, OVIEDO, FL 32765-8952

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 N PINE AVE, OVIEDO, FL 32765-8952

Mortgage

Document Number	9960396
Date	Jun 14, 2021
Instrument	9960/396

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Oviedo City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,413.00 (+7.35%) Homeowner's exemption	$427,605 (+3.73%)	$427,605 (+3.73%) Land $125,000 Building $302,605
2023	$5,974.00 (+0.88%) Homeowner's exemption	$412,239 (+1.4%)	$412,239 (-4.44%) Land $125,000 Building $287,239
2022	$5,922.00 Homeowner's exemption	$406,554	$431,388 Land $125,000 Building $306,388

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 34% of the US · above 9% of Florida
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.