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656 N Monroe St, Waterloo, WI 53594 Property Records

Jefferson County property record for 656 N Monroe St, Waterloo, WI 53594

Property Summary

Property TypeSingle Family Home
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on File
Last Sale$121,000 (Mar 2018)
Tax Bill$3,825 (2025)
Deeds & MortgagesMar 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN290-0813-0532-001

Property Details

APN / Parcel Number

Primary APN290-0813-0532-001

Exterior

Lot Area15,246 sqft (0.35 acres)

Location & Zoning

Street Address656 N MONROE ST
CityWATERLOO
StateWI
Zip53594-1133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 5&8, BLK 4, LUM'S 1ST ADD. SUBJ TO EASMT OVER S2FT OF SD LOTS IN 713-88. ALSO S1/2 VAC PICNIC ALLEY IN 742-242.
Legal Range13E
Legal Township08N
Legal Section05
Legal QuarterSW
Quarter-Quarter SectionNW
Legal SubdivisionLUMS 1ST ADD
Legal Block4
Legal Lot Number5,8 8
JurisdictionJEFFERSON WI
Township / Civil DivisionWATERLOO
Census Block Group2
Census Block2058
Census Tract100400

Owner

656 N Monroe St is owned and occupied by an individual who bought it in March 2018.

Source: Jefferson County records, as of February 16, 2026

Owner of RecordIndividual Name on File
Mailing Address656 N MONROE ST, WATERLOO, WI 53594-1133
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 12, 2018 · Amount on File
Deed SaleMar 12, 2018 · Amount on File
Prior SaleSep 23, 2015 · Amount on File
Deed Document Number1394363
Record UpdatedJun 8, 2026

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON WI
Recording DateMar 12, 2018
Property Address656 N MONROE ST, WATERLOO, WI 53594-1133
Document Number0001394363
Instrument DateMar 9, 2018
Instrument1394363
Transaction TypeTransfer
Record UpdatedMar 21, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$363.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 N MONROE ST WATERLOO WI 535941133, WATERLOO, WI 53594-1133

Mortgage

Document Number1394364
DateMar 12, 2018
Instrument1394364
Lender
NameAVESTAR CU
TypeCredit Union
AddressWATERLOO, WI 53594
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMar 11, 2033
Interest
Rate TypeAdjustable Rate
Rate3.6%

Tax Assessment & Valuation

The 2025 property tax bill for 656 N Monroe St was $3,825 with a homeowner's exemption.

Source: Jefferson County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateWisconsin
CountyJefferson County
MunicipalityWaterloo City
Unified School DistrictWaterloo School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,825.00 Homeowner's exemption$208,800 Land $52,500 Building $156,300$230,400
2023$2,839.00 Homeowner's exemption$142,400 Land $41,500 Building $100,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 656 N Monroe St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective November 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2008)
Claims Outside the SFHA1 of 2
Most Recent ClaimJun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 N Monroe St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Wisconsin
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATERWORKS
serves 3,520 people · EPA ID WI1280115
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Oct 2019
Lead public education
Jan 2018
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 50
Bertram Communications
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Netwurx.

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