656 N Airlite St, Elgin, IL 60123 Property Records

Kane County property record for 656 N Airlite St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,728 sqft · built 1988
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Company Names on Record
Last Sale	$345,000 (Jul 2025)
Tax Bill	$8,638 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Nov 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`06-09-477-018`

Property Details

APN / Parcel Number

Primary APN	`06-09-477-018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,728 sqft Living Area
Gross Area	3,456 sqft
1st Floor Area	1,728 sqft
Basement Area	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	656 N AIRLITE ST
City	ELGIN
State	IL
Zip	60123-2675
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY CREEK UNIT 7 LOT 209
Legal Subdivision	VALLEY CREEK
Legal Block	3
Legal Lot Number	209
Legal Unit	7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3024
Census Tract	851909

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7525 W WINONA ST, HARWOOD HEIGHTS, IL 60706-3409
Owner Type	Company
Vesting	Trust, Family Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2022	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Nov 17, 2021	Other, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Prior Sale	Jan 18, 2022 · Amount on Record
Deed Document Number	202528388
Prior Transfer Date	Nov 17, 2021
Prior Transfer Doc	0000086606
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 18, 2022
Property Address	656 N AIRLITE ST, ELGIN, IL 60123-2675
Document Number	0000003305
Instrument Date	Nov 18, 2021
Instrument	2022K003305
Transaction Type	Transfer
Record Updated	Jan 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	656 N AIRLITE ST, ELGIN, IL 60123-2675

Mortgage

Document Number	0000003306
Date	Jan 18, 2022
Instrument	2022K003306

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate	2.99%

November 2021: Other, Transfer

Document Type	Other
Jurisdiction	KANE IL
Recording Date	Nov 17, 2021
Property Address	656 N AIRLITE ST, ELGIN, IL 60123-2675
Document Number	0000086606
Instrument Date	Nov 17, 2021
Instrument	2021K086606
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 N AIRLITE ST, ELGIN, IL 60123-2675

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,638.00 (+15.85%)	$121,237 (+8.57%) Land $31,681 Building $89,556	$363,857 (+8.57%) Land $95,081 Building $268,776
2024		$111,667 (+21.39%) Land $29,180 Building $82,487	$335,135 (+21.44%) Land $87,575 Building $247,560
2022	$7,456.00 (+4.47%) Homeowner's exemption	$91,988 (+6.96%) Land $24,038 Building $67,950	$275,964 (+6.96%) Land $72,114 Building $203,850
2021	$7,137.00 Homeowner's exemption	$86,002 Land $22,474 Building $63,528	$258,006 Land $67,422 Building $190,584

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile.

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