656 Myrtle St, Half Moon Bay, CA 94019 Property Records

San Mateo County property record for 656 Myrtle St, Half Moon Bay, CA 94019

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,150 sqft · built 1945
Lot Size	0.132 acres (5,735 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Apr 2026)
Tax Bill	$3,979 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`064-132-440`

Property Details

APN / Parcel Number

Primary APN	`064-132-440`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,150 sqft Living Area
1st Floor Area	1,150 sqft
Family Room	Family Room

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	5,735 sqft (0.132 acres)
Lot Dimensions	134 ft deep x 43 ft wide
View / Lot	Alley
Garage Area	260 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	656 MYRTLE ST
City	HALF MOON BAY
State	CA
Zip	94019-2127
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20000
Legal Description	LOT 15 & WLY 1/2 LOT 16 BLK 5 & ADJ PTN ALLEY ABAND ARLETA PARK 2ND ADDN
Legal Subdivision	ARLETA PARK 2ND ADDN
Legal Block	5
Legal Lot Number	15,16
Jurisdiction	SAN MATEO CA
Township / Civil Division	HALF MOON BAY
Census Block Group	3
Census Block	3021
Census Tract	613702

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	656 MYRTLE ST, HALF MOON BAY, CA 94019-2127
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 18, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2026 · Amount on File
Deed Sale	Apr 2, 2026 · Amount on File
Prior Sale	Apr 30, 2014 · Amount on File
Deed Document Number	202617060
Prior Transfer Date	Jan 2, 1996
Prior Transfer Doc	0000022922
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 2, 2026
Property Address	656 MYRTLE ST, HALF MOON BAY, CA 94019-2127
Document Number	0000017060
Instrument Date	Mar 31, 2026
Instrument	2026.17060
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122,210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 MYRTLE ST, HALF MOON BAY, CA 94019-2127
Investor	Possibly a Property Investor

Mortgage

Document Number	0000017061,
Date	Apr 2, 2026
Instrument	2026..17061

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Apr 18, 2024
Property Address	656 MYRTLE ST, HALF MOON BAY, CA 94019-2127
Document Number	0000020017
Map Reference	MB C PG 24
Instrument Date	Apr 11, 2024
Instrument	2024-020017
Transaction Type	Transfer
Record Updated	May 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2 ROUNDYS HL, MARBLEHEAD, MA 01945-3245

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Half Moon Bay City
Unified School District	Cabrillo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$207,208 (+2%) Land $82,826 Building $124,382
2025	$3,979.00 (+5.4%)	$203,147 (+4.04%) Land $81,203 Building $121,944
2024	$3,775.00 (+6.4%)
2023	$3,548.00 (+4.82%)	$195,261 Land $78,051 Building $117,210	$1,133,280
2022	$3,385.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COASTSIDE COUNTY WATER DISTRICT serves 19,033 people · EPA ID CA4110011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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