656 Mountain View Rd, Benton, TN 37307 Property Records

Polk County property record for 656 Mountain View Rd, Benton, TN 37307

Property Summary

Property Type	Farm - Irrigated or Dry
Details	5.5 ba · 5,624 sqft · built 1994
Lot Size	15 acres (653,400 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Dec 2019)
Tax Bill	$3,195 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`027-034.10`

Property Details

APN / Parcel Number

Primary APN	`027-034.10`
Alternative APNs	`0102702703410` `070027 03410`

Interior

Full Baths	5.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	2 Stories
Building Area	5,624 sqft Gross Area
1st Floor Area	3,016 sqft
Upper Floors Area	1,056 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	L-Shape
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	653,400 sqft (15 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	1,076 sqft
Deck Area	Deck Area
Total Buildings	5 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	656 MOUNTAIN VIEW RD
City	BENTON
State	TN
Zip	37307
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	DISTRICT: 01, COUNTY AREA: A01
Jurisdiction	POLK TN
Township / Civil Division	1
Census Block Group	2
Census Block	2046
Census Tract	950204

Owner

656 Mountain View Rd, an agricultural property, is owned by two individuals who bought it in December 2019.

Source: Polk County records, as of March 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	662 MOUNTAIN VIEW RD, BENTON, TN 37307-4618
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP
Oct 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage 21ST MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019 · Amount on File
Deed Sale	Dec 27, 2019 · Amount on File
Prior Sale	Mar 3, 1993 · Amount on File
Deed Document Number	20192850
Deed Book / Page	320 / 95
Prior Transfer Date	Dec 8, 2016
Prior Transfer Doc	0000002516
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	656 MOUNTAIN VIEW RD, BENTON, TN 37307
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000005/693
Date	Mar 17, 2026
Book Page	5/693
Instrument	26000784

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	620 MARKET ST, KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	236 Months
Due	Nov 15, 2045

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	656 MOUNTAIN VIEW RD, BENTON, TN 37307
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD582/351
Date	Oct 12, 2023
Book Page	TD582/351
Instrument	23002395

Lender

Name	21ST MORTGAGE CORP
Type	Subprime Lender
Address	KNOXVILLE, TN 37902

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	264 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 656 Mountain View Rd was $3,195, up 28.2% from the year before.

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,195.00 (+28.16%)	$189,125 (+28.18%) Land $27,350 Building $161,775	$756,500 Land $109,400 Building $647,100
2024	$2,493.00	$147,550 (-) Land $27,350 Building $120,200
2023	$2,493.00 (+6.45%)	$147,550 (+58.27%) Land $27,350 Building $120,200	$756,500 (+102.87%) Land $109,400 Building $647,100
2022	$2,342.00	$93,225 Land $22,500 Building $70,725	$372,900 Land $90,000 Building $282,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 656 Mountain View Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 Mountain View Rd is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Twin Lakes.

Cell Coverage

5G (outdoors only) and 4G LTE

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