656 Moss Ln, Nipomo, CA 93444 Property Records

San Luis Obispo County property record for 656 Moss Ln, Nipomo, CA 93444

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,269 sqft · built 1960
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Tax Bill	$1,015 (2025)
Deeds & Mortgages	Jan 2023 Transfer Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`090-304-014`

Property Details

APN / Parcel Number

Primary APN	`090-304-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,269 sqft Living Area
1st Floor Area	1,269 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	656 MOSS LN
City	NIPOMO
State	CA
Zip	93444-9709
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RHO NIPOMO PTN LT 29
Legal Subdivision	H C WARDS SUB/NIPOMO RHO
Legal Block	1
Legal Lot Number	29
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1107
Census Tract	12306

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	656 MOSS LN, NIPOMO, CA 93444-9709
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Intrafamily Transfer, Transfer
Aug 27, 2018	Intrafamily Transfer, Transfer · Line of Credit SESLOC FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 29, 2022
Transfer Doc	0000000097
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 3, 2023
Property Address	656 MOSS LN, NIPOMO, CA 93444-9709
Document Number	0000000097
Map Reference	MB A PG 13
Instrument Date	Dec 29, 2022
Instrument	2023000097
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	656 MOSS LN, NIPOMO, CA 93444-9709

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 27, 2018
Property Address	656 MOSS LN, NIPOMO, CA 93444-9709
Document Number	0000035326
Map Reference	MB A PG13
Instrument Date	Aug 21, 2018
Instrument	2018035326
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	656 MOSS LN, NIPOMO, CA 93444-9709

Mortgage

Document Number	0000035327
Date	Aug 27, 2018
Instrument	2018035327

Lender

Name	SESLOC FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$97,341 (+2%) Land $56,598 Building $40,743
2025	$1,015.00 (+4.64%)	$95,434 (+4.04%) Land $55,489 Building $39,945
2023	$970.00 (+1.57%)	$91,730 Land $53,335 Building $38,395
2022	$955.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Advanced Wireless.

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