656 Moonseed Ln, Chipley, FL 32428 Property Records

Washington County property record for 656 Moonseed Ln, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 2014
Lot Size	5.8 acres (252,648 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Jul 2024)
Tax Bill	$568 (2025)
Deeds & Mortgages	Jul 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000009640004`

Property Details

APN / Parcel Number

Primary APN	`000009640004`
Alternative APN	`09640004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,008 sqft Heated Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2014
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	252,648 sqft (5.8 acres)
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Window A/C

Location & Zoning

Account Number	000009640004
Street Address	656 MOONSEED LN
City	CHIPLEY
State	FL
Zip	32428-5100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	36 3 13 5.8 OR 811 P 391 BG 1533.86 FT W OF NEC OF S2 OF NE4, RN W 400 FT, S 632.82FT, E 400 FT, N 632.76 FT TO POB AS DESC
Legal Range	13W
Legal Township	03N
Legal Section	36
Legal Block	0964
Legal Lot Number	0004
Jurisdiction	WASHINGTON FL
Township / Civil Division	VERNON
Census Block Group	2
Census Block	2082
Census Tract	970303

Owner

Source: Washington County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	656 MOONSEED LN, CHIPLEY, FL 32428-5100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2024 · Amount on Record
Deed Sale	Jul 25, 2024 · Amount on Record
Prior Sale	Apr 7, 2009
Deed Document Number	202467005522
Deed Book / Page	1311 / 195
Record Updated	Jun 8, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Jul 25, 2024
Property Address	656 MOONSEED LN, CHIPLEY, FL 32428-5100
Document Number	0067005522
Book / Page	1311 / 195
Map Reference	MB 2 PGS 42
Instrument Date	Jul 24, 2024
Instrument	202467005522
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16022 CREEKHAVEN RD, FOUNTAIN, FL 32438-2625

Mortgage

Document Number	0000000197
Date	Jul 25, 2024
Instrument	1311/197

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2054

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$568.00 (+9.02%) Homeowner's exemption	$81,863 (+2.9%)	$125,410 (+14.49%) Land $29,580 Building $95,830
2024	$521.00 (-7.13%) Homeowner's exemption	$79,556 (-3.5%)	$109,534 (+0.69%) Land $26,100 Building $83,434
2023	$561.00 (+3.31%) Homeowner's exemption	$82,439 (+3.61%)	$108,782 (+9.81%) Land $26,100 Building $82,682
2022	$543.00 Homeowner's exemption	$79,570	$99,064 Land $23,200 Building $75,864

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1990–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

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