656 Moody Rd, Malone, NY 12953 Property Records

Franklin County and Bellmont Town property record for 656 Moody Rd, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1994
Lot Size	5.89 acres (256,568 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,657 (2024)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
APN	`162400 128.-2-13.200`

Property Details

APN / Parcel Number

Primary APN	`162400 128.-2-13.200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Game Room	Game Room

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	256,568 sqft (5.89 acres)
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	656 MOODY RD
City	MALONE
State	NY
Zip	12953-3831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	13.200
Jurisdiction	FRANKLIN NY
Township / Civil Division	BELLMONT
Census Block Group	1
Census Block	1043
Census Tract	950601

Owner

Source: Franklin County and Bellmont Town records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	656 MOODY RD, MALONE, NY 12953-3831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Sep 15, 2017
Property Address	656 MOODY RD, MALONE, NY 12953-3831
Document Number	0000004451
Instrument Date	Sep 13, 2017
Instrument	4451
Transaction Type	Transfer
Record Updated	Apr 3, 2020
Title Company	RESOLUTE ABSTRACT CORPORATION, RESOLUTE ABS CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	143 DENIO RD MALONE NY 129533935, MALONE, NY 12953-3935

Mortgage

Document Number	4452
Date	Sep 15, 2017
Instrument	4452

Lender

Name	COMMUNITY BK NA
Address	OLEAN, NY 14760

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Sep 14, 2042

Tax Assessment & Valuation

Source: Franklin County and Bellmont Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Bellmont Town
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$135,800 (-) Land $18,900 Building $116,900	$201,185 (+18.52%) Land $28,000 Building $173,185
2024	$3,657.00 (+135.48%)
2023		$135,800 (-) Land $18,900 Building $116,900	$169,750 (+10.63%) Land $23,625 Building $146,125
2022		$135,800 Land $18,900 Building $116,900	$153,446 Land $21,356 Building $132,090
2021	$1,553.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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