656 Mitchell Ave, Lexington, KY 40504 Property Records

Lexington-Fayette Urban County property record for 656 Mitchell Ave, Lexington, KY 40504

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,333 sqft · built 1950
Lot Size0.213 acres (9,296 sqft)
OwnerIndividual Name on Record
Tax Bill$2,072 (2025)
Deeds & MortgagesApr 2023 Line of Credit
APN26125150

Property Details

APN / Parcel Number

Primary APN26125150

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,333 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAdobe
Lot Area9,296 sqft (0.213 acres)
Lot Width50 ft Width
Garage TypeDetached
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Street Address656 MITCHELL AVE
CityLEXINGTON
StateKY
Zip40504-3509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1C
Legal DescriptionE-638 SPRINGDALE UNIT 2 LOT 2; BOOK: 3134 PAGE: 114
Legal SubdivisionSPRINGDALE
Legal BlockB
Legal Lot Number2
Legal Unit2
JurisdictionFAYETTE KY
Township / Civil DivisionLEXINGTON-FAYETTE CENTRAL
Census Block Group1
Census Block1002
Census Tract2900

Owner

Source: Lexington-Fayette Urban County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address656 MITCHELL AVE, LEXINGTON, KY 40504-3509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFAYETTE KY
Property Address656 MITCHELL AVE, LEXINGTON, KY 40504-3509
Transaction TypeMortgage
Record UpdatedAug 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address656 MITCHELL AVE, LEXINGTON, KY 40504-3509

Mortgage

Document NumberMB10633/307
DateApr 25, 2023
Book PageMB 10633/307
Instrument202304250106
Lender
NameGUARDIAN SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45239
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueMar 28, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lexington-Fayette Urban County assessment roll, as of November 11, 2025

Property Jurisdictions

TypeName
StateKentucky
County / MunicipalityLexington-Fayette Urban County
Unified School DistrictFayette County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,072.00$168,800 (-)$168,800 (-)
2023$2,072.00$168,800$168,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims6 (1992–2010)
Claims Outside the SFHA4 of 6
Most Recent ClaimMay 2010 · Severe Storms, Flooding, Mudslides, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKENTUCKY-AMERICAN WATER CO
private · serves 669,042 people · EPA ID KY0340250
Water SourceSurface water
Last State InspectionJun 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Mitchell Ave

Nearby Streets

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