656 Midship Cir, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 656 Midship Cir, Webster, NY 14580

Property Summary

Property Type	Townhouse
Details	2 bd · 2.5 ba · 2,100 sqft · built 1999
Lot Size	0.04 acres (1,742 sqft)
Owner	2 Company Names on Record
Last Sale	$275,000 (May 2015)
Tax Bill	$11,920 (2026)
Deeds & Mortgages	Aug 2026 Line of Credit May 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WEB-0000974`

Property Details

APN / Parcel Number

Primary APN	`WEB-0000974`
Alternative APNs	`54890631700004030000` `265489 063.17-4-30`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,100 sqft Living Area
1st Floor Area	915 sqft
2nd Floor Area	833 sqft
Upper Floors Area	352 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Other
Exterior Material	Wood
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	WEB-0000974
Street Address	656 MIDSHIP CIR
City	WEBSTER
State	NY
Zip	14580-3916
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	STONY PT LANDIN S3 LR329 LIFE USE / CARMELLA BOVE LIFE USE / LENA TABONE
Legal Subdivision	STONY POINT LANDING SUBDIVISION
Legal Block	4
Legal Lot Number	30.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	1
Census Block	1000
Census Tract	11201

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	656 MIDSHIP CIR, WEBSTER, NY 14580-3916
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Line of Credit BANK NATIONAL ASSOCIATION
May 31, 2022	Deed of Trust, Mortgage · Line of Credit EVANS BANK NA
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage EVANS BANK NA
Apr 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage EVANS BANK NA
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit FAIRPORT SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2015 · Amount on Record
Deed Sale	May 29, 2015 · Amount on Record
Prior Sale	Sep 2, 1999 · Amount on Record
Deed Document Number	2015706
Deed Book / Page	11540 / 379
Prior Transfer Date	Mar 5, 2001
Prior Transfer Doc	9436000419
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Recording Date	Aug 18, 2026
Property Address	656 MIDSHIP CIR, WEBSTER, NY 14580-3916
Document Number	0003455187
Book / Page	31411 / 555
Instrument Date	Jul 28, 2026
Instrument	20263455187
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	CT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	656 MIDSHIP CIR, WEBSTER, NY 14580-3916

Mortgage

Document Number	0003455187,
Date	Aug 18, 2026
Book Page	31411/555
Instrument	20263455187

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	656 MIDSHIP CIR, WEBSTER, NY 14580-3916
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 MIDSHIP CIR, WEBSTER, NY 14580-3916

Mortgage

Document Number	0000000114
Date	May 31, 2022
Book Page	29904/628
Instrument	202205310114

Lender

Name	EVANS BANK NA
Type	Bank
Address	BUFFALO, NY 14221

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	656 MIDSHIP CIR, WEBSTER, NY 14580-3916
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 MIDSHIP CIR, WEBSTER, NY 14580-3916

Mortgage

Document Number	0000000714
Date	Apr 12, 2022
Book Page	29830/360
Instrument	202204120714

Lender

Name	EVANS BANK NA
Type	Bank
Address	BUFFALO, NY 14221

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	656 MIDSHIP CIR, WEBSTER, NY 14580-3916
Transaction Type	Mortgage
Record Updated	May 6, 2022
Title Company	CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 MIDSHIP CIR, WEBSTER, NY 14580-3916

Mortgage

Document Number	0000001214
Date	Apr 12, 2022
Book Page	29831/377
Instrument	202204121214

Lender

Name	EVANS BANK NA
Type	Bank
Address	BUFFALO, NY 14221

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	656 MIDSHIP CIR, WEBSTER, NY 14580-3916
Document Number	0000000264
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	656 MIDSHIP CIR WEBSTER NY 145803916, WEBSTER, NY 14580-3916

Mortgage

Document Number	0000000264
Date	Oct 10, 2018
Book Page	027792/000362
Instrument	264

Lender

Name	FAIRPORT SVGS BK
Type	Federal Savings Bank
Address	FAIRPORT, NY 14450

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,920.00 (+1.09%)
2025	$11,791.00 (+4.84%)	$247,500 (-) Land $22,000 Building $225,500	$515,600 (+20.83%) Land $45,831 Building $469,769
2023		$247,500 (-) Land $22,000 Building $225,500	$426,700 (+10.34%) Land $37,929 Building $388,771
2022		$247,500 Land $22,000 Building $225,500	$386,700 Land $34,373 Building $352,327
2021	$11,247.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1993)
Most Recent Claim	May 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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