656 Main St, Bradley Beach, NJ 07720 Property Records

Monmouth County and Middletown Township property record for 656 Main St, Bradley Beach, NJ 07720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,750 sqft · built 1908
Lot Size	2.78 acres (121,097 sqft)
Owner	Company Name on File
Last Sale	$255,000 (Dec 2014)
Tax Bill	$6,293 (2025)
Deeds & Mortgages	Aug 2026 Transfer
Flood Zone	Zone AE (high risk)
APN	`32-00281-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`32-00281-0000-00020`
Alternative APNs	`320028100020` `621`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,750 sqft Living Area
1st Floor Area	1,064 sqft
Upper Floors Area	700 sqft
Basement Area	609 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	121,097 sqft (2.78 acres)
Lot Dimensions	178 ft deep x 120 ft wide
Deck Area	257 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	621
Street Address	656 MAIN ST
City	BRADLEY BEACH
State	NJ
Zip	07720
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Block	281
Legal Lot Number	20
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3006
Census Tract	800500

Owner

656 Main St is owned by a company that acquired it in August 2026.

Source: Monmouth County and Middletown Township records, as of September 18, 2026

Owner of Record	Company Name on File
Mailing Address	656 MAIN ST, BRADLEY BEACH, NJ 07720
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2014 · Amount on File
Deed Sale	Dec 15, 2014 · Amount on File
Deed Document Number	2014101461
Deed Book / Page	9092 / 7459
Last Transfer Date	Aug 25, 2026
Transfer Doc	0000071375
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 28, 2026
Property Address	656 MAIN ST, BRADLEY BEACH, NJ 07720
Document Number	0000071375
Book / Page	9810 / 3792
Instrument Date	Aug 25, 2026
Instrument	202671375
Transaction Type	Transfer
Record Updated	Sep 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

Tax Assessment & Valuation

The 2025 property tax bill for 656 Main St was $6,293.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$422,900 (+8.46%) Land $262,100 Building $160,800	$422,900 (+8.46%) Land $262,100 Building $160,800
2025	$6,293.00 (-0.03%)	$389,900 Land $230,600 Building $159,300	$389,900 Land $230,600 Building $159,300
2024	$6,295.00
2023		$379,000 Land $226,300 Building $152,700	$379,000 Land $226,300 Building $152,700
2022	$5,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 656 Main St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 197 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	197 in force
Nearby Flood Claims	257 (1983–2023)
Claims Outside the SFHA	13 of 257
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 172 claims Hurricane Irene, Aug 2011 · 42 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 Main St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20