Monterey County property record for 656 Lottie St, Monterey, CA 93940
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,259 sqft · built 1959 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $4,326 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-202-009-000 |
| Primary APN | 001-202-009-000 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,259 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 5,750 sqft (0.132 acres) |
| Garage Area | 162 sqft |
| Heating System | Floor/Wall Furnace |
|---|
| Street Address | 656 LOTTIE ST |
|---|---|
| City | MONTEREY |
| State | CA |
| Zip | 93940-2021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WITHERS ADD TO MONTEREY LOTS 19 & 21 BLOCK 50 |
| Legal Subdivision | WITHERS ADD TO MONTEREY |
| Legal Block | 50 |
| Legal Lot Number | 19,21 |
| Jurisdiction | MONTEREY CA |
| Township / Civil Division | SEASIDE-MONTEREY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 12503 |
656 Lottie St is owner-occupied and held in a trust since October 1998.
Source: Monterey County records, as of August 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 656 LOTTIE ST, MONTEREY, CA 93940-2021 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 21, 1998 |
| Transfer Doc | 0000074768 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 656 Lottie St was $4,326 with a homeowner's exemption.
Source: Monterey County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | Monterey County |
| Municipality | Monterey City |
| Unified School District | Monterey Peninsula Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $373,351 (+2%) Land $234,474 Building $138,877 | |
| 2025 | $4,326.00 Homeowner's exemption | $366,031 Land $229,877 Building $136,154 |
| 2023 | $3,875.00 (+1.41%) Homeowner's exemption | $351,819 Land $220,951 Building $130,868 |
| 2022 | $3,821.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 656 Lottie St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 656 Lottie St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 753 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Razzolink Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Optimum, T-Mobile.
5G (outdoors only) and 4G LTE
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