San Diego County property record for 656 Lomas de Oro Ct, Encinitas, CA 92024 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1979 |
| Square Footage | 2,427 sqft Living Area |
| Lot Size | 29,185 sqft (0.67 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $3,275,000 (2022) |
| Tax Bill | $37,414.00 (2025) |
| Primary APN | 265-355-41-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,427 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 29,185 sqft (0.67 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Street Address | 656 LOMAS DE ORO CT |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6528 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PAR 3 ST CLSD& TR PM05639 |
| Legal Subdivision | RANCHO LAS ENCINITAS |
| Legal Tract | 5639 |
| Legal Block | 1 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1001 |
| Census Tract | 17104 |
Source: San Diego County records · APN 265-355-41-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 656 LOMAS DE ORO CT, ENCINITAS, CA 92024-6528 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Trustor/Debtor (Borrower in Default/Foreclosure On Trustee's Deed) |
| Date | Document |
|---|---|
| Jun 06, 2022 | Grant Deed, Transfer · Conventional Mortgage MISSION FCU |
| Feb 24, 2022 | Deed of Trust, Mortgage RENEE DEBRUIN |
| Jan 14, 2022 | Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC |
| Jul 30, 2021 | Grant Deed, Transfer · Commercial Mortgage TYCOR MANAGMENT LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 06, 2022 · Amount on Record |
| Deed Sale | Jun 06, 2022 · Amount on Record |
| Prior Sale | Jul 30, 2021 · Amount on Record |
| Deed Doc Number | 2022237999 |
| Prior Transfer Date | Jan 30, 2019 |
| Prior Transfer Doc | 0000043864 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 06, 2022 |
| Property Address | 656 LOMAS DE ORO CT, ENCINITAS, CA 92024-6528 |
| Document Number | 0000237999 |
| Map Reference | FILE 77-079333 |
| Instrument Date | May 17, 2022 |
| Instrument | 2022-0237999 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 656 LOMAS DE ORO CT, ENCINITAS, CA 92024-6528 |
| Document Number | 0000238000 |
|---|---|
| Date | Jun 06, 2022 |
| Instrument | 2022-0238000 |
| Name | MISSION FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.62% |
| Type Change Date | Jul 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Max Rate At Change | 7.62% |
| Index | 1-Year CMT |
| Margin | 2 |
| Max Rate | 7.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 656 LOMAS DE ORO CT, ENCINITAS, CA 92024-6528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 02, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4403 MANCHESTER AVE 101, 101, ENCINITAS, CA 92024-4939 |
| Document Number | 0000084760 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022-0084760 |
| Name | RENEE DEBRUIN |
|---|---|
| Type | Non-Lending Institution |
| Address | CARLSBAD, CA 92009 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 656 LOMAS DE ORO CT, ENCINITAS, CA 92024-6528 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4403 MANCHESTER AVE, ENCINITAS, CA 92024-4939 |
| Document Number | 0000023120 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 2022-0023120 |
| Name | LIMA ONE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | GREENVILLE, SC 29601 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 14 Months |
| Due | Mar 01, 2023 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 30, 2021 |
| Property Address | 656 LOMAS DE ORO CT, ENCINITAS, CA 92024-6528 |
| Document Number | 0000546737 |
| Map Reference | FILE 1992-0609023 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 2021-0546737 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 656 LOMAS DE ORO CT, ENCINITAS, CA 92024-6528 |
| Document Number | 0000546738 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-0546738 |
| Name | TYCOR MANAGMENT LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $3,544,938 (+2%) Land $2,706,060 Building $838,878 | |
| 2025 | $37,414.00 (+18.76%) Homeowner's exemption | $3,475,430 (+16.74%) Land $2,653,000 Building $822,430 |
| 2023 | $31,504.00 (+130.68%) | $2,977,000 Land $2,272,000 Building $705,000 |
| 2022 | $13,657.00 |
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