656 Laurel Ln, Murfreesboro, TN 37127 Property Records

Rutherford County property record for 656 Laurel Ln, Murfreesboro, TN 37127

Property Summary

Property Type	Single Family Home
Details	2,022 sqft · built 2017
Lot Size	0.366 acres (15,957 sqft)
Owner	2 Individual Names on File
Last Sale	$242,400 (May 2018)
Tax Bill	$1,739 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`149N-D-021.00-000`

Property Details

APN / Parcel Number

Primary APN	`149N-D-021.00-000`
Alternative APNs	`149N D 02100` `R0115638`

Interior

Plumbing Fixtures	8 Plumbing Fixtures
Building Area	2,022 sqft Living Area
1st Floor Area	1,685 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Concrete
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Gravel
Lot Area	15,957 sqft (0.366 acres)
Lot Dimensions	212 ft deep x 75.2 ft wide
Garage Type	Attached
Garage Area	417 sqft
Porch	Slab
Porch Area	229 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	R0115638
Street Address	656 LAUREL LN
City	MURFREESBORO
State	TN
Zip	37127-6420
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	COLONIAL ESTATES SEC 12 PH 2B
Legal Block	2B
Legal Lot Number	241
Jurisdiction	RUTHERFORD TN
Township / Civil Division	6
Census Block Group	3
Census Block	3003
Census Tract	40702

Owner

656 Laurel Ln is owned and occupied by two individuals who bought it in May 2018.

Source: Rutherford County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	656 LAUREL LN, MURFREESBORO, TN 37127-6420
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 24, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
May 29, 2018	Warranty Deed, Subdivision Related Transfer PACIFIC UNION FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2018 · Amount on File
Deed Sale	May 29, 2018 · Amount on File
Deed Document Number	20182148117
Deed Book / Page	1677 / 2609
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	656 LAUREL LN, MURFREESBORO, TN 37127-6420
Transaction Type	Mortgage
Record Updated	Nov 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20371075
Date	Feb 12, 2021
Book Page	2037/1075
Instrument	2339936

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2051

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD TN
Property Address	656 LAUREL LN, MURFREESBORO, TN 37127-6420
Document Number	RB18083006
Instrument Date	Aug 24, 2019
Transaction Type	Mortgage
Record Updated	Sep 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	656 LAUREL LN MURFREESBORO TN 371276420, MURFREESBORO, TN 37127-6420

Mortgage

Document Number	RB18083006
Date	Sep 3, 2019
Book Page	001808/003006
Instrument	2226176

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2049

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD TN
Recording Date	May 29, 2018
Property Address	656 LAUREL LN, MURFREESBORO, TN 37127-6420
Document Number	RB16772609
Book / Page	001677 / 002609
Instrument Date	May 18, 2018
Instrument	2148117
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$895.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	656 LAUREL LN MURFREESBORO TN 37127, MURFREESBORO, TN 37127

Mortgage

Document Number	RB16772611
Date	May 29, 2018
Book Page	001677/002611
Instrument	2148118

Lender

Name	PACIFIC UNION FIN'L
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 656 Laurel Ln was $1,739.

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Rutherford County
Unified School District	Rutherford County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$115,275 (+24.35%) Land $27,500 Building $87,775	$461,100 Land $110,000 Building $351,100
2025	$1,739.00	$92,700 Land $13,750 Building $78,950
2023	$1,739.00	$92,700 Land $13,750 Building $78,950	$370,800 (-) Land $55,000 Building $315,800
2022			$370,800 Land $55,000 Building $315,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 656 Laurel Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 Laurel Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Communications Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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