656 King St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 656 King St, Franklin, MA 02038

Property Summary

Property TypeBoarding House, Apartment Hotel
Details1 bd · 3 ba · 64,483 sqft · built 2013
Lot Size0.495 acres (21,542 sqft)
Owner2 Company Names on File
Last Sale$20,142,500 (May 2017)
Tax Bill$138,264 (2025)
Deeds & MortgagesMar 2026 Mortgage
Mar 2022 Refinance
+ 3 more
Flood ZoneZone X (minimal risk)
APN32-009

Property Details

APN / Parcel Number

Primary APN32-009
Alternative APNs
  • FRAN M:313 L:063
  • M:032 L:009

Interior

Bedrooms1 Bed
Full Baths3 Baths
Half Baths4 Half Baths
Total Rooms96 Rooms
Units81 Units
Stories2 Stories
Building Area64,483 sqft Living Area
Gross Area66,829 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeSteel Frame
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,542 sqft (0.495 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number32-009
Street Address656 KING ST
CityFRANKLIN
StateMA
Zip02038-3048
Property CategoryCommercial
Property TypeCommercial > Retail > Boarding House, Apartment Hotel
Legal Lot Number63
JurisdictionFRANKLIN MA
Township / Civil DivisionFRANKLIN TOWN
Census Block Group1
Census Block1016
Census Tract442201

Owner

656 King St, a commercial property, is owned by a company that bought it in May 2017.

Source: Norfolk County and Franklin Town City records, as of April 22, 2026

Owner of Record2 Company Names on File
Mailing Address2727 LYNDON B JOHNSON FWY, 806, DALLAS, TX 75234-7334
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2026Deed of Trust, Mortgage
BMO BANK NA
Mar 31, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BELLWETHER ENTERPRISE
Jan 28, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
BELLWETHER ENTERPRISE
Mar 5, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FIFTH THIRD BANK
May 2, 2017Quit Claim Deed, Transfer · Commercial Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2017 · Amount on File
Deed SaleMay 2, 2017 · Amount on File
Prior SaleAug 16, 2012 · Amount on File
Deed Document Number201737661
Deed Book / Page35082 / 58
Transfer Doc0035082-58
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address656 KING ST, FRANKLIN, MA 02038-3048
Transaction TypeMortgage
Record UpdatedApr 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number043016-311
DateMar 31, 2026
Book Page43016/311
Instrument19807
Lender
NameBMO BANK NA
Agreement
AmountAmount on Record

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address656 KING ST, FRANKLIN, MA 02038-3048
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040433-55
DateMar 31, 2022
Book Page40433/55
Instrument28754
Lender
NameBELLWETHER ENTERPRISE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address656 KING ST, FRANKLIN, MA 02038-3048
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040279-333
DateJan 28, 2022
Book Page40279/333
Instrument8799
Lender
NameBELLWETHER ENTERPRISE
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MA
Property Address656 KING ST, FRANKLIN, MA 02038-3048
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37653-449
DateMar 5, 2020
Book Page37653/449
Instrument20541
Lender
NameFIFTH THIRD BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionFRANKLIN MA
Recording DateMay 2, 2017
Property Address656 KING ST, FRANKLIN, MA 02038-3048
Document Number35082-58
Book / Page35082 / 58
Instrument37661
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount on Record
Tax$1,153.99
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number350820063
DateMay 2, 2017
Instrument35082/0063
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term36 Months
DueMay 2, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 656 King St was $138,264, up 17% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
MunicipalityFranklin Town City
Unified School DistrictFranklin School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$138,264.00 (+16.98%)$11,898,800 (+18.69%) Land $3,936,000 Building $7,962,800
2024$118,191.00 (+0.3%)$10,024,700 (+7.03%) Land $3,690,000 Building $6,334,700
2023$117,832.00$9,366,600 Land $3,280,000 Building $6,086,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 656 King St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2023)
Claims Outside the SFHA1 of 1
Most Recent ClaimDec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 King St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFRANKLIN WATER DEPARTMENT
serves 33,706 people · EPA ID MA2101000
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

Nearby Properties on King St

Nearby Streets

Search Property Records by Address or Parcel Number