Lenawee County property record for 656 James St, Adrian, MI 49221 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1890 |
| Square Footage | 1,568 sqft Living Area |
| Lot Size | 14,810 sqft (0.34 acres) |
| Garage | 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $1,851.00 (2025) |
| Primary APN | XA0-750-0015-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,568 sqft Living Area |
| 1st Floor | 1,079 sqft 1st Floor |
| Basement Area | 809 sqft Basement |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional Style |
| Lot Area | 14,810 sqft (0.34 acres) |
| Depth X Width | 231 ft x 104 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 576 sqft Garage |
| Total Buildings | 10 Total Buildings |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 656 JAMES ST |
|---|---|
| City | ADRIAN |
| State | MI |
| Zip | 49221-3314 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 14 AND N 17 FT & S 30 FT OF N 47 FT OF W 55 FT LOT 15 C F SMITHS ADD |
| Legal Subdivision | C F SMITHS ADD |
| Legal Lot Number | 14-15 |
| Jurisdiction | LENAWEE MI |
| Minor Civil Division | ADRIAN |
| Census Blockgroup | 4 |
| Census Block | 4001 |
| Census Tract | 61302 |
Source: Lenawee County records · APN XA0-750-0015-00
Assessment roll updated July 31, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 656 JAMES ST, ADRIAN, MI 49221-3314 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LENAWEE MI |
| Recording Date | Jan 05, 2026 |
| Property Address | 656 JAMES ST, ADRIAN, MI 49221-3314 |
| Document Number | 0026940706 |
| Book / Page | 2694 / 706 |
| Map Reference | MB 3 PG 11 |
| Instrument Date | Dec 19, 2025 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $11.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1320 E OREGON RD, ADRIAN, MI 49221-1331 |
| Name | Verified Name |
|---|---|
| Address | 304 S SUMMIT ST, MORENCI, MI 49256-1441 |
| Document Number | 0002694707 |
|---|---|
| Date | Jan 05, 2026 |
| Instrument | 2694/707 |
| Name | TLC COMMUNITY CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2056 |
Source: Lenawee County records · Assessment roll updated July 31, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Adrian City |
| County | Lenawee County |
| Unified School District | Adrian City School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $52,800 (+15.28%) | $105,600 (+15.28%) | |
| 2025 | $1,851.00 (+2.27%) Homeowner's exemption | $45,800 (+17.14%) | $91,600 (+17.14%) |
| 2024 | $1,810.00 | ||
| 2023 | $39,100 (+2.36%) | $78,200 (+2.36%) | |
| 2022 | $38,200 | $76,400 |
656 James St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Lenawee County (26091C), updated August 14, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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