State of Hawaii and Hawaii County property record for 656 Hinano St, Hilo, HI 96720
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,096 sqft · built 2010 |
| Lot Size | 0.287 acres (12,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Oct 2017) |
| Tax Bill | $1,627 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-2-2-036-030 |
| Primary APN | 3-2-2-036-030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,096 sqft Living Area |
| Gross Area | 1,792 sqft |
| 1st Floor Area | 808 sqft |
| Basement Area | 808 sqft |
| Finished Basement | 288 sqft |
| Unfinished Basement | 520 sqft |
| Interior Walls | Plaster |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 12,500 sqft (0.287 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Covered Porch |
| Porch Area | 320 sqft |
| Street Address | 656 HINANO ST |
|---|---|
| City | HILO |
| State | HI |
| Zip | 96720-4427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1B |
| Legal Description | LOT 10-B 12500 SF DES BLK 27 POR LPGR 8787 WAIAKEA HOUSE LOTS 1ST SERIES SUBJ/ESMT |
| Legal Subdivision | WAIAKEA HOUSELOTS-1ST SER. |
| Legal Block | 12500 |
| Legal Lot Number | 10-B |
| Jurisdiction | HAWAII HI |
| Township / Civil Division | HILO |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 20500 |
656 Hinano St is owned and occupied by an individual who bought it in October 2017.
Source: State of Hawaii and Hawaii County records, as of June 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 656 HINANO ST, HILO, HI 96720-4427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Oct 12, 2017 | Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 12, 2017 · Amount on File |
| Deed Sale | Oct 12, 2017 · Amount on File |
| Prior Sale | Jul 20, 2009 · Amount on File |
| Deed Document Number | 201764940394 |
| Prior Transfer Date | May 22, 2007 |
| Prior Transfer Doc | 0000192554 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAWAII HI |
| Property Address | 656 HINANO ST, HILO, HI 96720-4427 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2026 |
| Title Company | PREMIER TITLE COMPANY, PREMIER TITLE |
| Name | Verified Name |
|---|
| Document Number | 0A77060629 |
|---|---|
| Date | Feb 5, 2021 |
| Instrument | A-77060629 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAWAII HI |
| Recording Date | Oct 12, 2017 |
| Property Address | 656 HINANO ST, HILO, HI 96720-4427 |
| Document Number | 0A64940394 |
| Instrument Date | Oct 5, 2017 |
| Instrument | A64940394 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 656 HINANO ST HILO HI 967204427, HILO, HI 96720-4427 |
| Document Number | A64940395 |
|---|---|
| Date | Oct 12, 2017 |
| Instrument | A64940395 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 11, 2047 |
The 2025 property tax bill for 656 Hinano St was $1,627 with a homeowner's exemption.
Source: State of Hawaii and Hawaii County assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | Hawaii |
| County | Hawaii County |
| Unified School District | Hawaii Department of Education (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $416,500 (+2.99%) Land $140,300 Building $276,200 | $542,700 (+1.08%) Land $247,500 Building $295,200 | |
| 2025 | $1,627.00 | $404,400 (+3.01%) Land $140,300 Building $264,100 | $536,900 (+10.54%) Land $241,700 Building $295,200 |
| 2024 | $392,600 (+2.99%) Land $140,300 Building $252,300 | $485,700 (+8.54%) Land $205,900 Building $279,800 | |
| 2023 | $1,568.00 Homeowner's exemption | $381,200 Land $140,300 Building $240,900 | $447,500 Land $187,300 Building $260,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 656 Hinano St in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 11, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 11 (1978–2018) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Aug 2018 · Hurricane Lane |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 656 Hinano St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Hawaii |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILO serves 39,477 people · EPA ID HI0000101 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2021 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,850 / 2,850 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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