Franklin County property record for 656 Hard Rd, Columbus, OH 43235
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,728 sqft · built 1958 |
| Lot Size | 1.05 acres (45,999 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $357,500 (Jul 2020) |
| Tax Bill | $11,038 (2024) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 250-006928 |
| Primary APN | 250-006928 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| 1st Floor Area | 963 sqft |
| 2nd Floor Area | 768 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 45,999 sqft (1.05 acres) |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Canopy | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Septic |
| Old Parcel Number | 250001083 |
|---|---|
| Street Address | 656 HARD RD |
| City | COLUMBUS |
| State | OH |
| Zip | 43235-1738 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 656 HARD ROAD R18 T2 S2 1.056 ACRES |
| Legal Range | 18 |
| Legal Township | 02 |
| Legal Section | 02 |
| Legal Subdivision | UNITED STATES MILITARY LANDS |
| Jurisdiction | FRANKLIN OH |
| Township / Civil Division | SHARON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 6391 |
Source: Franklin County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1700 MAGNAVOX WAY STE 220, 220, FORT WAYNE, IN 46804-1552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Nov 22, 2022 | Deed of Trust, Mortgage · Line of Credit HEARTLAND BANK |
| Jul 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Feb 18, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jul 6, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2020 · Amount on Record |
| Deed Sale | Jul 15, 2020 · Amount on Record |
| Prior Sale | Feb 18, 2020 |
| Deed Document Number | 202007150102149 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 656 HARD RD, COLUMBUS, OH 43235-1738 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Title Company | LANDSEL TITLE, LANDSEL TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0000151008 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 202108240151008 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Property Address | 656 HARD RD, COLUMBUS, OH 43235-1738 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 656 HARD RD, COLUMBUS, OH 43235-1738 |
| Document Number | 0000159736 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 202211220159736 |
| Name | HEARTLAND BANK |
|---|---|
| Type | Bank |
| Address | DUBLIN, OH 43017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Sep 27, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Jul 15, 2020 |
| Property Address | 656 HARD RD, COLUMBUS, OH 43235-1738 |
| Document Number | 0000102149 |
| Instrument Date | Jun 25, 2020 |
| Instrument | 202007150102149 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $357.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1700 MAGNAVOX WAY STE 220, 220, FORT WAYNE, IN 46804-1552 |
| Mail Care Of | RUOFF MORTGAGES |
| Document Number | 0000102150 |
|---|---|
| Date | Jul 15, 2020 |
| Instrument | 202007150102150 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Feb 18, 2020 |
| Property Address | 656 HARD RD, COLUMBUS, OH 43235-1738 |
| Document Number | 0000023963 |
| Instrument Date | Feb 18, 2020 |
| Instrument | 23963 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 NORTHIGH DR WORTHINGTON OH 430852311, WORTHINGTON, OH 43085-2311 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN OH |
| Recording Date | Jul 6, 2017 |
| Property Address | 656 HARD RD, COLUMBUS, OH 43235-1738 |
| Document Number | 0000091991 |
| Instrument Date | May 5, 2017 |
| Instrument | 91991 |
| Transaction Type | Transfer |
| Record Updated | Jul 31, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $225.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 313 HIGHLAND AVE WORTHINGTON OH 430852664, WORTHINGTON, OH 43085-2664 |
Source: Franklin County assessment roll, as of August 1, 2024
| Type | Name |
|---|---|
| State | Ohio |
| County | Franklin County |
| County Subdivision | Sharon Township |
| Unified School District | Worthington City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $11,038.00 (+6.75%) Homeowner's exemption | $147,460 (-) Land $70,700 Building $76,760 | |
| 2023 | $10,340.00 (-3.9%) Homeowner's exemption | $147,460 (+17.26%) Land $70,700 Building $76,760 | $421,300 (+17.26%) Land $202,000 Building $219,300 |
| 2022 | $10,760.00 Homeowner's exemption | $125,760 Land $75,780 Building $49,980 | |
| 2020 | $359,300 Land $216,500 Building $142,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 18 (1990–2020) |
| Claims Outside the SFHA | 3 of 18 |
| Most Recent Claim | May 2020 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLUMBUS PUBLIC WATER SYSTEM serves 1,309,468 people · EPA ID OH2504412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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