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656 Harbor Villa Ct, Clermont, FL 34711 Property Records

Lake County property record for 656 Harbor Villa Ct, Clermont, FL 34711

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,124 sqft · built 2001
Lot Size0.101 acres (4,395 sqft)
Owner2 Individual Names on File
Last Sale$139,900 (Mar 2008)
Tax Bill$805 (2024)
Deeds & MortgagesOct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN19-22-26-1390-000-01000

Property Details

APN / Parcel Number

Primary APN19-22-26-1390-000-01000
Alternative APNs
  • 262219139000001000
  • 3794678

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,124 sqft Living Area
Gross Area1,556 sqft
1st Floor Area1,124 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2024
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialAsphalt
Lot Area4,395 sqft (0.101 acres)
Garage TypeAttached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchScreened/Unfinished Porch
Porch Area140 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3794678
Street Address656 HARBOR VILLA CT
CityCLERMONT
StateFL
Zip34711-2451
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionCLERMONT TOWER GROVE SUB LOT 10 PB 43 PGS 33-34 ORB 3603 PG 2204 ORB 3647 PG 852 ORB 4545 PG 944 ORB 4603 PG 316 ORB 6489 PG 2185
Legal Range26E
Legal Township22S
Legal Section19
Legal SubdivisionCLERMONT TOWER GROVE SUB
Legal Tract1390
Legal Lot Number10
JurisdictionLAKE FL
Township / Civil DivisionCLERMONT
Census Block Group1
Census Block1004
Census Tract31312

Owner

656 Harbor Villa Ct is owned and occupied by two individuals who acquired it in March 2025.

Source: Lake County records, as of November 26, 2025

Owner of Record2 Individual Names on File
Mailing Address656 HARBOR VILLA CT, CLERMONT, FL 34711-2451
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2008 · Amount on File
Deed SaleMar 31, 2008 · Amount on File
Prior SaleDec 11, 2001 · Amount on File
Deed Document Number200838000
Deed Book / Page3603 / 2204
Last Transfer DateMar 5, 2025
Transfer Doc0064892185
Record UpdatedJun 8, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE FL
Property Address656 HARBOR VILLA CT, CLERMONT, FL 34711-2451
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053620866
DateOct 23, 2019
Book Page5362/0866
Instrument2019119908
Lender
NameSUN TRUST BANK
TypeBank
AddressORLANDO, FL 32809
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyLake County
MunicipalityClermont City
Unified School DistrictLake County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$118,350 (+2.9%)$231,851 (-) Land $78,750 Building $153,101
2025$115,020 Land $78,750 Building $36,270$231,851 Land $78,750 Building $153,101
2024$805.00 (+5.5%)
2023$763.00 (+7.01%) Homeowner's exemption Senior Citizen's exemption$108,530 (+3%)$226,495 (+18.28%) Land $78,750 Building $147,745
2022$713.00 Homeowner's exemption Senior Citizen's exemption$105,370$191,495 Land $43,750 Building $147,745

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 656 Harbor Villa Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 656 Harbor Villa Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT EAST WATER SYSTEM (2 WPS)
serves 39,279 people · EPA ID FL3354779
Water SourceGroundwater
Last State InspectionApr 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: CenturyLink, Xfinity.

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