Horry County property record for 656 Harbor Bay Dr, Murrells Inlet, SC 29576
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,528 sqft · built 2016 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Jan 2020) |
| Tax Bill | $1,238 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 463-14-04-0018 |
| Primary APN | 463-14-04-0018 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,528 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 656 HARBOR BAY DR |
|---|---|
| City | MURRELLS INLET |
| State | SC |
| Zip | 29576-5112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BROOKEFIELD PH 2 SECT 3;LT 132 |
| Legal Subdivision | BROOKEFIELD PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 132 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 51609 |
656 Harbor Bay Dr is owned and occupied by two individuals who bought it in January 2020.
Source: Horry County records, as of February 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 656 HARBOR BAY DR, MURRELLS INLET, SC 29576-5112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Jan 13, 2020 | Warranty Deed, Transfer · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 13, 2020 · Amount on File |
| Deed Sale | Jan 13, 2020 · Amount on File |
| Prior Sale | Nov 3, 2016 · Amount on File |
| Deed Document Number | 0004278423 |
| Deed Book / Page | 4278 / 423 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 656 HARBOR BAY DR, MURRELLS INLET, SC 29576-5112 |
| Document Number | 6294/1155 |
| Instrument Date | Oct 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 656 HARBOR BAY DR MURRELLS INLET SC 295765112, MURRELLS INLET, SC 29576-5112 |
| Document Number | 6294/1155 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 006294/001155 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Jan 13, 2020 |
| Property Address | 656 HARBOR BAY DR, MURRELLS INLET, SC 29576-5112 |
| Document Number | 4278/0423 |
| Book / Page | 004278 / 000423 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,110.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 656 HARBOR BAY DR MURRELLS INLET SC 295765112, MURRELLS INLET, SC 29576-5112 |
| Document Number | 6169/2054 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 006169/002054 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2050 |
The 2025 property tax bill for 656 Harbor Bay Dr was $1,238.
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,238.00 | $464,166 (-) Land $105,000 Building $359,166 | |
| 2024 | $1,238.00 (+19.04%) | $18,567 (+55.89%) Land $4,200 Building $14,367 | $464,166 (+55.83%) Land $105,000 Building $359,166 |
| 2023 | $1,040.00 | $11,910 Land $1,990 Building $9,920 | $297,870 Land $49,770 Building $248,100 |
| 2021 | $1,113.00 | $11,915 Land $1,991 Building $9,924 | $297,870 Land $49,770 Building $248,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 656 Harbor Bay Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 130 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 130 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · Hurricane Idalia |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 656 Harbor Bay Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.7% of South Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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